Santander Bank, N.A. · 13 hours ago
Associate, Credit Risk
New York, NY
Full-time
Onsite
Mid, Senior Level
$79K/yr - $138K/yr
5+ years expSantander Bank, N.A. is a global leader in the financial services industry, undergoing a transformation to become a technology-driven organization. The Associate, Credit Risk is responsible for monitoring and analyzing credit risks, providing insights and recommendations for risk mitigation, and ensuring compliance with regulatory requirements.
BankingFinanceFinancial Services
Responsibilities
Identifies potential credit risks and assesses impact, probability of occurrence and timeframe
Analyzes counter party portfolio and cross-border risk data, events and trends
Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative
Provides guidance and subject matter expertise regarding credit risks and mitigation planning to colleagues across the organization
Maintains abreast emerging risk trends and risk management best practices; summarizes and communicates findings with team
Implements quality controls and processes; determines resolution steps for quality issue, with escalation and reporting as required
Ensures business activities and operations are in compliance with applicable policies, procedures and/or regulatory requirements
Generates routine analysis and insights using raw and multiple data sources for reporting
Performs ad-hoc projects requiring planning, research, analysis, and recommendations to management via formal presentations and/or written communications
Regulates credit risk exposure, mitigation, and controls for new products and implements solutions to existing programs
Collaborates cross-functionally with Information Technology to ensure the establishment of recovery testing methodologies; the planning and coordination of the testing of recovery support and business resumption procedures
Develops and presents comprehensive risk exposures and recommendations on best practices for remediate and implement to management
Qualification
Required
Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field
5+ Years Risk Management, Credit Risk, or Internal Audit
5+ Years Financial Services industry experience
SAS, SQL, Python/R
Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics
Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures
Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers
Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers
Ability to adjust to new developments/changing circumstances
Ability to build and foster internal relationships
Strong project management skills
Ability to summarize, document, and communicate information in a clear and concise manner
Preferred
Master's Degree: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education
Experience in Microsoft Office products
Company
Santander Bank, N.A.
At Santander Bank, it’s our mission to help people and businesses prosper.
5001-10000 employees
H1B Sponsorship
Santander Bank, N.A. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (44)
2024 (36)
2023 (61)
2022 (66)
2021 (78)
2020 (69)
Funding
Current Stage
Late StageTotal Funding
$75MKey Investors
Wind Turbine & Energy Cables
2020-01-22Debt Financing· $75M
Leadership Team
Pierre Habis
Chief Consumer & Digital Transformation Officer
Recent News
CEE Legal Matters
2025-12-22
The Philadelphia Inquirer
2025-12-06
Crain's New York Business
2025-11-18
Company data provided by crunchbase