BMO U.S. · 23 hours ago
Senior Solutions Architect – (Digital / Banking)
Naperville, IL
Full-time
Onsite
Senior Level, Lead/Staff
$112K/yr - $209K/yr
15+ years expBMO U.S. is a financial services provider that is seeking a Senior Solutions Architect to lead end-to-end technology solutions and high-level designs for key initiatives. The role involves driving technology strategy, collaborating with business and technology partners, and establishing expertise in banking domains to advise on business problems.
Banking
Responsibilities
Leads end-to-end technology solutions and high-level designs for key initiatives in collaboration with other architects and in alignment with bank’s target architecture and standards for a business domain like Deposits, Cards, Lending, Channels, etc
Drives technology strategy and roadmaps of business functional areas – deposits, cards, payments, operations, customer experience, analytics working with business and technology partners
Establishes as a technology solution expert in one or more of the banking domains to advise Lead Technology Officers and their business leaders in solving business problems
Coordinate cross-team communication and facilitate reviewing of technical issues for the technical governance forums. Lead socialization of the technical decisions with the project team
Facilitate and lead resolution of all technical issues on the project/program by establishing strong working relationships with the business, operations and other technology team members
Identify and communicate risks (business, application, technical) associated with component or application implementation
Evaluate multiple solution design options, working with a multi-disciplined team to design integrated solution architecture across application areas and helping the project adhere to Enterprise standards
Document solutions using bank’s standard template
Document high-level design and hand-off work to next group in the development pipeline
Help extending existing target architecture and develop transition state solution architecture for customer data
Drive Digital Architecture for Deposits, or for Retail products (retail lending or credit cards)
Drive cross-product cross-channel customer experience integration architecture retail or commercial customers
Drive the platform application architecture of a new loan origination platform
Drive payment process automation solution in backend payment processing (ACH, Check Processing, Lockbox processing)
Drive various aspects of Collections solution being part of the core architecture team responsible for enterprise-wide collections solution
Drive and document solution for risk underwriting and credit risk auto-decisioning integration
Drive target architecture and roadmap for various banking capabilities
Qualification
Required
15 years of IT experience with minimum 6 years of hands-on solution architecture experience for enterprise-grade applications
Solution architect, who works with other architects including enterprise architects, leads with all aspects solution architecture and design of multiple projects in alignment with the bank's target architecture and standards
Previous Development experience (Cloud, DevOps, Agile)
Experience with services management (web services, REST, Web API, ESB, message-based) development, integration and deployment
Enterprise-level Application Architecture
Strong application security/infrastructure, & deployment exposure
Data placement and data integration background
Able to relate to end-to-end business processes into solutions with a goal of simplifying the business process and improving UX
All aspects of solution function/data placement, end to end design & integration oversight
Multi-vendor integration design including infrastructure experience
API design API Security, digital/mobile architecture experience
AI, Insights, Automation experience
Technical facilitator bringing various technology groups and vendors for solution design and execution to meet project timeline but keeping strategic focus
MUST be able to document solution proposals (e.g., solution options sequence diagrams, conceptual diagrams) to get agreement from Security, Infrastructure, Enterprise Architecture, etc
Resolve issues as they arise
Produce project level and program level technical documentations (solution options, solution architecture, high-level end-to-end design flow) collaborating with other technical leads
Assists with and contributes to function area-specific target architecture, transition architectures, and technology roadmap
Leads or assist with new technology evaluation against BMO target architecture and standards to solve business problems
Ability to learn/internalize existing information to assist several projects effectively and immediately
Strong written / verbal communication skills and comfortable interacting with developers all the way up to the 'C' level
Preferred
Banking solution experience is desirable
Understands or has application design experience in Cloud (e.g., AWS) technologies
Benefits
Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans
Company
BMO U.S.
We’re a bank, but there’s more to it than that. We're a top ten bank in North America and have been serving our customers since 1817.
5001-10000 employees
H1B Sponsorship
BMO U.S. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2024 (11)
2023 (41)
2022 (22)
2021 (14)
2020 (21)
Funding
Current Stage
Late StageLeadership Team
Mike Morton
Vice Chair U.S. Commercial Banking
Recent News
2025-10-16
2025-09-23
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