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Rosegate · 1 week ago

Post-Closing & Funding Specialist

Charlotte, NC

Full-time

Hybrid

Entry, Mid Level

2+ years exp

Rosegate is a dynamic mortgage originator and master servicer with a growing portfolio of customers. They are seeking a detail-oriented Post-Closing and Funding Specialist to manage loan funding, investor delivery, and post-closing processes within their correspondent channel, ensuring accurate disbursement of funds and compliance with requirements.

ConsultingFinancial ServicesInformation Services

Responsibilities

Prepare and submit wire orders through warehouse bank portals; monitor funding activity and warehouse line balances

Calculate net funding amounts, ensuring accuracy of lender fees, borrower fees, escrows, credits, and tolerances

Review closed loan packages for accuracy of loan, borrower, and property data prior to funding

Coordinate with investors, settlement agents, and internal banking for funding-related questions or adjustments

Authorize funding and ensure all warehouse bank and investor funding requirements are met

Track physical collateral and document shipment between settlement agents, warehouse banks, and investors

Manage funding deadlines including funding dates, lock expirations, and wire cutoff times

Audit closed loan packages and submit complete files to investors for purchase

Track closing dates, funding, lock expiration dates to have loan purchased by deadline to avoid lock fees

Clear post-closing conditions based on investor guidelines (FHA/VA/Conventional)

Track closing, funding, lock expiration, and purchase timelines to ensure loans are purchased on time

Reconcile purchased loans to confirm proceeds accuracy

Provide purchase advice to warehouse banks and ensure loans are properly paid off

Track and obtain trailing documents (recorded documents, final title policies) and deliver to appropriate parties

Support MERS transfers, FHA case transfers, and investor reporting requirements

Maintain accurate internal tracking, document retention, and compliance records

Perform general accounting and recordkeeping related to loan proceeds and payments

Qualification

Mortgage operations experienceFunding workflows understandingInvestor guidelines knowledgeMicrosoft Office proficiencyAttention to detailNotary licenseCommunication skillsOrganizational skills