Atlantic Union Bank · 1 week ago
Credit Portfolio Manager IV--Equipment Finance (REMOTE)
United States
Full-time
Remote
Senior Level
7+ years expAtlantic Union Bank is seeking a Credit Portfolio Manager IV for its Equipment Finance division. This role involves underwriting and managing complex equipment finance loans and leases, providing independent analysis, and ensuring compliance with regulatory guidelines.
BankingFinancial ServicesWealth Management
Responsibilities
Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio. The position will be assigned the more complex credits and larger portfolios within Equipment Finance
Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities and other credit risk management deliverables
Prepare detailed short or long-term financial projections within a vendor provided solution such as nCino, Moody’s Risk Analyst, or within an Excel spreadsheet
Make recommendations to Relationship Managers and Credit Officer regarding credit amount, structure, and policy compliance
Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity, ensuring timely compliance with all covenants, identifying issues and following through for remediation, and assisting with compliance and regulatory reviews
Participate or lead client calls with the borrower’s CFO (or similar position) and Relationship Managers to address in-depth financial questions, deal information, collection of financial statements, and other portfolio management requirements
Participate in special projects to aid with the continuous improvement in underwriting and portfolio management
Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares’ BSA/AML Policy and Procedures
Prioritize new deal, renewal, and portfolio management requirements and coordinate as appropriate with clients. and prospects, Relationship Managers, Credit Risk, Treasury Management, and other internal and external stakeholders
This senior position may mentor CPMs I, II, and III, as appropriate
Generate new ideas and recommendations for continuous process improvement
Participate in special projects on an as-needed basis
Qualification
Required
Bachelor's degree in Accounting or Finance and seven or more years of experience in a commercial lending environment
Experience underwriting across multiple industries and asset types
Considered a SME for aligned industry, commercial credit and lending concepts, practices and regulations
Advanced written and analytical skills to encompass an ability to analyze balance sheet structure, and income and cash flow trends
Consistently demonstrates ability to make complex decisions and sound business judgments regarding business and lending activities
Skilled in the analysis of financial statements, tax returns and cash flows of commercial & industrial companies
Knowledge of financial statement spreading, including proficiency in preparing pro-forma statements within nCino, Moody's or other software packages
Excellent written, oral and interpersonal skills, to include structuring, negotiating, closing, maintenance, modifications and problem resolution
PC proficiency with Word and Excel, including the use of system and user generated formulas, macros, charts, and tables
Ability to research industry sources and equipment types needed for credit evaluations
Strong organization skills with the ability to self-manage time and work flow to meet deadlines
Ability to manage multiple projects at one time
Ability to work independently as well as within a team environment
Preferred
Knowledge of Equipment Leasing concepts is a plus
Benefits
Incentive compensation plan
Discretionary profit sharing bonus program
Comprehensive benefits package
Company
Atlantic Union Bank
Atlantic Union Bank is a financial company that provides wealth management, private banking, and advisory products and services.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$402.5M2024-10-21Post Ipo Equity· $402.5M
1993-10-08IPO
Leadership Team
Jule Kreyling
President and CEO
Jon Bridges
SVP, Mortgage Chief Operating Officer
Recent News
2026-01-13
Maryland Daily Record
2026-01-03
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