United Pacific Bank · 1 week ago
VP, Credit Manager
City of Industry, CA
Full-time
Onsite
Mid, Senior Level
$80K/yr - $130K/yrUnited Pacific Bank (UPB) is a private commercial bank focused on providing specialized banking products for small businesses and real estate investors. The Vice President, Credit Manager will oversee the credit analysis team, manage loan portfolios, evaluate creditworthiness, and establish sound credit policies to support the bank's objectives.
BankingFinancial ServicesVenture Capital
Responsibilities
Oversee and manage the credit analysis team to ensure timely and thorough evaluations of creditworthiness
Assess and mitigate credit risks
Ensure effective portfolio management
Provide recommendations on credit approval
Managing a loan portfolio
Reviewing underwriting analysis
Present/underwrite loan proposals as needed
Working collaboratively with business development and other stakeholders to establish sound credit policies and support the bank’s business objectives
Qualification
Required
Strong expertise in Credit Risk Management and Risk Management to assess, mitigate, and monitor credit exposures effectively
Advanced Analytical Skills and proficiency in evaluating financial data and formulating recommendations based on comprehensive analysis
Experience in underwriting and financial evaluation, particularly in Commercial Real Estate lending and SBA financing
A solid background in Accounting/Finance to support strategic business analysis and decision-making processes
Leadership experience with the ability to manage and guide a team of professionals towards achieving organizational goals
Bachelor's degree in Accounting, Finance, Business Administration, or a related field
Excellent interpersonal, communication, and organizational skills to build strong relationships with clients and internal teams
Familiarity with regulatory compliance and industry-specific guidelines
Preferred
Expertise in C&I lending is a plus
Familiarity with CASH Suite and Fiserv is a plus
Company
United Pacific Bank
United Pacific Bank is a private commercial bank specializing in commercial and international banking products for emerging middle-market.
Founded in 1982
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Andrew W.
EVP, Chief Credit & Chief Lending Officer
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