Bayport Funding · 1 day ago
Loan Originator- RTL/Bridge/DSCR
Bayport Funding is expanding its residential investor lending platform and seeking experienced Loan Originators to originate Residential Transitional Loans (RTL) and DSCR loans nationwide. This role is ideal for high-producing originators with strong investor and broker relationships who thrive in a fast-paced, execution-driven environment.
Responsibilities
Originate RTL and DSCR loans for residential investment properties
RTL: fix-and-flip, bridge, value-add transactions
DSCR: long-term rental loans for SFR, 2–4 unit, and small multifamily
Develop and maintain relationships with real estate investors, mortgage brokers, and referral partners
Structure loan terms in alignment with product guidelines and borrower needs
Manage transactions from initial inquiry through closing
Collaborate with underwriting, credit, and closing teams to ensure timely execution
Maintain repeat business through exceptional service and relationship management
Qualification
Required
Proven experience originating RTL and/or DSCR loans (non-QM or investor-focused lending)
Strong understanding of investor loan structures, underwriting fundamentals, and pricing
Excellent communication, organization, and follow-up skills
Self-motivated, disciplined, and results-driven
Preferred
Existing book of business strongly preferred
Experience with fix-and-flip, rental portfolio, or LLC borrowers
Experience with DSCR programs
Benefits
Base salary & competitive, uncapped commission structure
Fast, consistent underwriting and reliable closings
Broad product offerings with flexible guidelines
Dedicated operational and credit support
Company
Bayport Funding
Bayport Funding is a boutique private equity lending organization that specializes in short-term, non-traditional real estate financing.