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PlainsCapital Bank · 4 months ago

Intern - Commercial Banking

Austin, TX

Internship

Onsite

Intern

Start in 2026 Spring

PlainsCapital Bank is a relationship-based financial institution founded in 1988, focusing on providing commercial and consumer banking services. The Commercial Banking Intern will gain hands-on experience with credit analysts and lending teams, while learning about the loan approval process and client relationship building through various training opportunities.

BankingFinancial Services

No H1B

Responsibilities

Observes the day-to-day activities of Loan Officers and Credit Analysts through experienced mentors

Observes and practices the processes for spreading financial statements and underwriting loans of different sizes and complexities within various industries

Performs analysis commensurate with experience level and formulates quality questions to enhance the underwriting of the loan request

Participates in loan committee meetings to gain insight on the loan approval process

Observes how loan packages are prepared and sent to Loan Services department for booking/funding; reviews loan set-up worksheets to identify if package is missing information and works with Loan Officer and Loan Assistant to complete the package

Observes how new business is generated through referrals, prospecting, and networking

Gains an understanding of the Bank’s target customer profile through industry research and preparation of prospect materials

Networks with leaders within the lending division. Meet with product partners to learn about complementary services/programs offered to clients

Learns to effectively interact with employees, vendors, and clients and enhances verbal and interpersonal communication skills

When appropriate, participates in training opportunities offered through the Banker Development Program which is the Bank’s training program designed for analysts who wish to pursue a career as a Commercial Banker

Qualification

Finance majorAccounting majorMicrosoft OfficeCustomer serviceVerbal communicationWritten communicationInterpersonal skillsTeamwork

Required

Must be enrolled in a four-year, accredited college or university. Strong preference for Finance or Accounting major or concentration. Supplemental finance/accounting coursework for those not actively pursuing a Finance or Accounting major can also be considered

Should be in good standing at the college or university

Must be eligible to work for any employer in the U.S. without sponsorship now or at any point in the future

Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems

Excellent verbal, written and interpersonal communication skills

Excellent customer service and teamwork skills demonstrated through previous work experience, other internships, and/or extracurricular activities