VP, Business Services Underwriting jobs in United States
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Landmark Credit Union · 1 day ago

VP, Business Services Underwriting

Landmark Credit Union is committed to putting people first, fostering an inclusive culture that supports financial wellbeing. The VP of Business Services Underwriting will oversee the Underwriting team, manage risk, and ensure compliance while coaching and developing team members to achieve business goals.

Financial Services

Responsibilities

Responsible for leading the Business Services Underwriting team in achieving goals through coaching, development and training. Acts as the Subject Matter Expert
Responsible for team goals that align with Business Services goals
Oversees review process for business loans as it relates to appraisals and environmental reports
Situationally reviews loan documents and loan files to ensure compliance with Landmark policies and procedures
Reviews and/or prepares all business loan reports as per the business loan policy and others as assigned on a timely basis
Manages the underwriting of new requests, renewals and annual reviews in preparation for final review and/or approval by SVP, Business Services Credit Officer
Responsible for ensuring underwriting completed in compliance with Landmark policies, procedures and structure
Responsible for ensuring accuracy of analysis, including identification of credit risks, proper assessment of collateral, cash flow coverages and correct risk ratings
Responsible for ensuring timely completion of all underwriting assignments
Analyzes processes to identify blocks and delays. Works with cross functional teams to drive improvements
Assists the SVP, Business Services Credit Officer to create and maintain process flows and related procedures and assists in leading training initiatives to ensure adherence to processes
Assists in the annual review of the business lending policy and procedures
Performs other duties as assigned

Qualification

Underwriting experienceCommercial real estate analysisManagement experienceProcess improvementLoan products proficiencyJudgmentDiscretionCommunication skillsProblem solving skillsOrganizational skillsTeamwork

Required

Bachelor's degree in related field and a minimum of 10 years of underwriting experience. Experience should include analyzing complex commercial real estate and Middle Market C&I financing requests. Equivalent combination of education and experience will be considered
A minimum of 5 years of managing, auditing or direct supervision within a business credit department
Demonstrated process improvement experience developing work processes that reduce errors and increase productivity
Must have experience or be able to gain proficiency in all programs and systems used for this job including systems related to deposit and loan products
Must possess excellent oral and written communication skills, problem solving skills, organizational skills and the ability to work independently as a valuable team member in a dynamic environment
Must have the ability to use independent judgment and discretion in various situations while maintaining a high degree of confidentiality
Must develop a thorough understanding of company policies and procedures as they relate to this position. Must comply with all company policies and procedures and all job-related State and Federal laws and regulations

Company

Landmark Credit Union

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Landmark Credit Union is a not-for-profit financial cooperative owned by our customers/members.