Golden 1 Credit Union · 1 day ago
Home Loan Operations - Home Loan Sr Processor
Sacramento, CA
Full-time
Onsite
Senior Level
$30.76/hr - $35/hr
5+ years expGolden 1 Credit Union is seeking a Home Loan Senior Processor to manage processes related to mortgage and equity loans. The role involves coordinating loan transactions, ensuring compliance with regulations, and maintaining effective communication with members and advisors.
BankingFinanceFinancial Services
Responsibilities
Coordinate and communicate information with Members, Home Loan Advisors, and Vendors for loan transaction as it relates to loan processing
Coordinate the ordering of all title reports, flood certificates, FHA case numbers, CAVIRS, LDP/GSA and follow up on appraisal orders. Review all documentation received for accuracy and determine if additional research or documentation is required
Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position
Review and calculate income, including tax returns, and funds verification (assets) from documentation received in accordance with investor guidelines as well as Golden 1’s policies/procedures and update the LOS (Loan Origination System) accordingly
Read and interpret Desktop Underwriter (DU) findings. Rerun/Update DU with all updated calculations, appraised value, available funds prior to final approval submission to underwriting, ensuring both DU and the LOS systems match the documentation in file
Review and evaluate credit documentation for compliance with investor & Golden 1’s policies
Prepare and process general correspondence and document exchange updating LOS (Loan Origination System) with all details for complete tracking purposes
Manage pipeline to meet a) G1 service levels including turn times and customer service scores, b) minimum efficiency levels established for position and c) minimum required loan quality
Complete Home Mortgage Disclosure Act (HMDA) information
Maintain and respond to quality control issues
Acquire and maintain knowledge of FNMA, FHA, G1CU equity products and related investor guidelines
Perform functions in accordance with Golden 1’s performance competency standards
Perform other tasks as assigned
Qualification
Required
Successful completion of High School curriculum is preferred. Additional work experience may be considered in lieu of a High School diploma
Five years or more experience in a financial institution processing Home Loans handling routine to complex processes
Recent experience processing FHA loans is required
Strong analytical and research skills
Maintain knowledge of real estate industry Golden 1's policies/procedures & guidelines, and various investor guidelines, including Fannie Mae and FHA
Strong oral and written communication skills
Strong interpersonal skills
Strong member relation skills
Accuracy in calculating income related loan transactions
Ability to manage high volume telephone contact
Attend training provided through seminars, webinars and weekly coaching as compliance, policies/procedures, or work processes dictate
Company
Golden 1 Credit Union
Golden 1 Credit Union is a financial cooperative that offers checking, savings, home loan, investment, insurance and online services.
1001-5000 employees
H1B Sponsorship
Golden 1 Credit Union has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (1)
2022 (1)
Funding
Current Stage
Late StageLeadership Team
Allyson Hill, CPA
Senior Vice President, Chief Financial Officer
Joseph Harrison, CPA (Oregon), CRCM, CIA, CAMS, CFE
Senior Vice President - Chief Compliance Officer
Recent News
The Business Journal
2025-10-04
2025-10-02
Company data provided by crunchbase