Underwriter jobs in United States
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Combined, a Chubb Company · 2 days ago

Underwriter

Combined, a Chubb Company is seeking an Underwriter to join their fast-paced, high energy team. The role involves analyzing applications and determining the eligibility for insurance coverage based on various factors including medical and non-medical information.

Insurance
Hiring Manager
Maritza De La Cruz, MSHRM
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Responsibilities

The ideal candidate will have experience in Health & Life Underwriting
The individual will analyze applications, review prior application data, claim history and supporting documents to determine if application can be issued immediately, or if further investigation is required
Perform necessary system transactions to correct application record
Contact agents and applicants to clarify and correct inconsistent information
Evaluate existing coverage amounts (this company and others) to determine benefit amounts and replacement regulations
Examine appropriate underwriting parameters for guidance in determining if additional information is needed to evaluate risk
Authenticate income and occupation class and equate to benefits applied for
Evaluate medical and non-medical information generated by the underwriting process, to properly assess and classify the risk
Review completed phone interviews and review medical records to approve or decline application
Perform necessary system transactions to approve or decline applications

Qualification

Health/Life UnderwritingMedical terminologyAnalytical skillsCustomer focusNegotiation skillsComputer skillsProblem SolvingInitiativeAdaptabilityResults OrientedAttention to detailCommunication skillsRelationship building

Required

Experience in Health & Life Underwriting
Analyze applications, review prior application data, claim history and supporting documents
Perform necessary system transactions to correct application record
Contact agents and applicants to clarify and correct inconsistent information
Evaluate existing coverage amounts to determine benefit amounts and replacement regulations
Examine appropriate underwriting parameters for guidance in determining if additional information is needed to evaluate risk
Authenticate income and occupation class and equate to benefits applied for
Evaluate medical and non-medical information generated by the underwriting process
Review completed phone interviews and review medical records to approve or decline application
Perform necessary system transactions to approve or decline applications
Strong knowledge of medical terminology
Strong analytical and problem-solving skills
Experience working with field sales business partners
Responsive and customer focused
Ability to negotiate and resolve conflicts
Strong attention to detail and organization skills
Ability to communicate verbally and in writing
Proficient computer skills using various software packages
Ability to work in a fast-paced, high-volume environment
Strong relationship building skills
3 – 5 years of Health/Life Underwriting experience

Preferred

BA/BS degree preferred or related work experience

Benefits

Discretionary annual incentive program
Comprehensive benefits package

Company

Combined, a Chubb Company

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Combined, a Chubb company, is a leading provider of supplemental accident, health and life insurance products in North America.

Funding

Current Stage
Late Stage

Leadership Team

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Rich Williams
President
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Company data provided by crunchbase