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ING Hubs Poland · 1 day ago

Experienced Analyst, Sector-Based & Specialized Lending

New York

Full-time

Hybrid

Entry Level

$105K/yr - $115K/yr

1+ years exp

ING Financial Services LLC is part of ING’s Wholesale Banking division, which offers innovative financial products and services to corporate and institutional clients. The role of Experienced Analyst involves supporting senior bankers in a fast-paced lending environment, covering multiple sectors and providing exposure to various lending structures.

AppsInformation TechnologyPaaSSoftware

Responsibilities

The Lending Team is involved with every new lending transaction and takes primary responsibility for many of the key processes, which include:

Preparing credit approval packages including annexes and all requisite attachments

Preparing financial models including cash flow forecasts, valuations, and sensitivity analysis

Developing key underwriting assumptions based on a deep understanding of the asset, market and industry trends

Running internal models, including risk ratings and loan pricing

Interfacing with loan operations, treasury, legal teams, clients and co-lenders to coordinate loan closings

Reviewing legal documentation and validating key terms & conditions

The Lending Team works closely with the client relationship managers and/or the Deal Principles on originating and structuring deals, including:

Due diligence, market research and analytics

Term sheet negotiations

Preparing Commercial Committee (Green Light) memos, presentations and discussions with Risk Management

Analysis of different transaction structures and providing recommendations

Attending meetings and calls with clients including transaction-related due diligence

Ensuring a consistent level of quality and policy compliance through training and development activities

Staying current on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate these accordingly

Qualification

Financial analysisFinancial modelingCredit analysisMicrosoft ExcelInterest in industriesOrganizational skillsCollaborativeWriting skillsPositive attitude

Required

Bachelors' degree demonstrating high academic achievement

1+ years of relevant work experience, including experience in credit analysis and financial modeling will be a plus

Financial analysis and modeling skills, proficiency with Microsoft Excel

Strong organizational skills

Understanding of credit analysis and of debt capital markets

Committed and dedicated individual who will continuously improve the way the team works

Collaborative, team oriented, and able to work effectively across functions and regions

Strong writing, presentation and communication skills

Ability to thrive in a fast-paced environment with multiple competing priorities

Self-motivated and willing to work in a deal oriented and deadline driven environment

Strong work ethic, positive attitude, and professional demeanor

Knowledge of, or high degree of interest in, any of the following industries: Renewables & Power, Hydrocarbons & New Energies, TMT, Infrastructure, Trade & Commodity Finance, Real Estate, Investment Industry Finance, Transport & Logistics, Financial Institutions, Export Finance, Food & Agriculture, or Metals & Mining