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Sunflower Bank, N.A. · 1 day ago

Mortgage Loan Processor II

Coeur d'Alene,ID,US

Full-time

Onsite

Entry, Mid Level

2+ years exp

Sunflower Bank, N.A. is a full-service financial institution committed to serving communities since 1892. They are seeking a Mortgage Loan Processor II to support loan applicants and ensure the timely processing of mortgage loans, including reviewing documentation and maintaining compliance with regulations.

BankingFinancial ServicesWealth Management

Responsibilities

Documentation (Review and Verification) – Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. This includes satisfying DU requirements and calculation of income prior to underwriting submission

Intermediate Processing – Master the process for a substantial variety of loan types (conventional, FHA, fixed, conforming, refinance, purchase, Texas 50(a)(6)), property types (primary, secondary, investment) and income types (W2, retired, self-employed)

Communication (Internal and External) – Accurately inform each applicant, loan officer, underwriter or appropriate third party about loan application status and issues to resolve

Computer Skills – Accurately enter loan application data into the computerized loan processing system to make available to all appropriate personnel. Conduct online research

Closing Support – Assist other departments in preparing loan closings by informing parties of final approval and performing other related tasks

Deadlines – Consistently hit ongoing tight deadlines with regard to underwriting, closing, etc

Compliance – Meet rules, obligations, timelines and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation

Qualification

Mortgage ProcessingComplianceData EntryMicrosoft Office SuiteCalculating IncomeVerbal SkillsMulti-tasking SkillsProfessional QualitiesBasic Math SkillsAttention to DetailWritten SkillsInterpersonal SkillsLeadership QualitiesConfidentiality

Preferred

Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position preferred but not required

Proficient in Microsoft Office Suite

2 to 5 years on directly processing experience

Excellent verbal and written skills

Professional and leadership qualities

Ability to maintain confidentiality

Attention to detail

Basic math skills

Data entry skills

Calculating Income

Satisfy DU Requirements

Interpersonal skills

Multi-tasking skills