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Fulton Bank · 1 day ago

Senior Specialist - Fulfillment Documentation SBA National

United States

Full-time

Remote

Senior Level

$30.29/hr - $50.48/hr

5+ years exp

Fulton Bank is committed to making a positive impact in local communities and is seeking a Senior Specialist in Fulfillment Documentation for Small Business Administration (SBA) clients. The role involves facilitating the loan process through settlement, ensuring compliance with regulations, and managing documentation for SBA loans while collaborating with various stakeholders.

BankingFinancial Services

No H1B

Responsibilities

Conducts due diligence on SBA loan parties, collateral, and all pertinent approval requirements, including review of corporate/entity documentation, UCC and lien searches, title commitments, and insurance policies, in accordance with SBA Standard Operating Procedures (SOP)

Reviews entity formation and organizational legal documents to validate authorized signers and ensure appropriate parties are included in SBA loan documentation

Reviews and analyzes documentation to ensure compliance with approved credit terms, bank policies, SBA SOPs and applicable federal and state regulatory standards

Collaborates directly with SBA borrowers, relationship managers, credit officers, and internal operations teams to facilitate a smooth loan closing process

Partners closely and communicates professionally with external third parties, including outside counsel, title companies, and insurance providers, to collect and validate all required documentation

Prepares and maintains internal SBA-specific closing checklists as well as attorney checklists for assigned loans to track progress and ensure all conditions are met prior to settlement

Verifies critical loan attributes such as borrower and guarantor information, loan terms, and collateral descriptions to ensure consistency with SBA E-Tran Terms and Conditions and internal systems

Ensures all due diligence documentation aligns with Fulton’s internal records and SBA requirements

Prepares SBA loan documents using Fulton’s internal documentation system, ensuring accuracy and compliance with SBA SOP

Coordinates with bank counsel to review outside counsel documentation ensuring compliance with approved underwriting guidelines, company policies, SBA SOPs, and regulatory standards for all states

Reviews loan documentation prepared by counsel to ensure bank approval and guidelines are followed and addresses any discrepancies between attorney documentation and bank requirements

Coordinates settlement logistics, prepares and approves disbursements, and provides instructions to fund in accordance with bank and SBA guidelines

Assists in resolving documentation issues and procedural questions, ensuring compliance and timely resolution

Manages a high volume of SBA loan transactions simultaneously, prioritizing tasks independently to meet deadlines and service level agreements (SLAs)

Consistently meets SLAs with both internal partners and external clients, maintaining a high standard of service and responsiveness

If assigned supervisory duties, plans, assigns, and evaluates the work of staff, provides guidance and coaching, establishes individual goals and objectives, monitors volume, workflow and quality, manages performance

Qualification

SBA loan programsCommercial lending functionsLegal document reviewDue diligenceParalegal certificationMicrosoft WordMicrosoft OutlookLaserProNCinoCustomer serviceCommunication skillsAttention to detail

Required

Associate Degree or the equivalent experience. Specialty: business, administration or related

5 or more years knowledge of commercial lending functions, with a focus on Small Business Administration (SBA) loan programs, including familiarity with SBA Standard Operating Procedures (SOP), lending documentation requirements, and collateral standards

4 or more years experience with attorney closings, review of commercial loan documents, and interaction with attorney closing transactions

4 or more years paralegal or equivalent related to legal review of commercial loan documentation

Strong understanding of SBA loan requirements, including when and how changes to loan terms require updated credit approval, in alignment with SBA Standard Operating Procedures (SOP)

Clear knowledge of various business entity types and legal structures, with the ability to interpret and apply this knowledge to SBA loan documentation and eligibility requirements

Proven ability to manage multiple SBA loan transactions simultaneously, prioritize tasks effectively, and solve problems in a fast-paced, deadline-driven environment

Self-motivated team player with strong verbal and written communication skills

Reputation for responsiveness, attention to detail, and a customer-focused mindset

Experience reviewing and interpreting corporate legal documents, SBA loan documentation, and standard due diligence materials