Prosper · 1 day ago
Data Scientist
United States
Full-time
Remote
Mid, Senior Level
$129K/yr - $175K/yr
3+ years expProsper is seeking a Data Scientist for the Data Science team under our Credit Risk Analytics vertical. You will become a core contributor with machine learning expertise on the credit risk team and deliver results that directly impact our business.
Professional Training & Coaching
Responsibilities
Build industry-leading machine learning models for managing credit and fraud risks
Leverage multiple complex data sources such as credit bureau reports and customer supplied information at large scale to optimize approve/decline and credit line assignment decisions
Collaborate with engineers to deploy your models into a production environment
Propose and execute solutions to various problems within business constraints
Use responsible AI technique following regulatory requirements and lending best practices
Help the team with developing tools and workflow solutions to increase data science productivity
Actively monitor the credit risk models in production
Extract the most value out of data to significantly impact our key business metrics
Assess the potential usefulness and validity of machine learning algorithms and features through various data sources
Conduct ad-hoc analysis related to risk management, investor services, operations and corporate development
Qualification
Required
3 - 6+ years of work experience in fintech, finance, or other high impact fields applying statistical and machine learning predictive techniques (educational experience taken into consideration). Consumer lending experience in unsecured personal loan or credit card is a plus
Advanced degree (M.S./PhD) preferably in statistics, computer science, engineering, physical sciences, economics, or related technical field
Expert knowledge in one of the statistical programming languages such as Python, and database languages such as SQL
Solid understanding of coding best practices and model documentation
Strong communication skills – ability to clearly and succinctly communicate technical subject matter to other team members and senior management
Strong interpersonal skills – collaborate with people across functions and develop strong relationships
Ability to work unsupervised in fast-paced environment and prioritize among parallel projects
Ability to think within regulatory guidelines with a mindset toward reproducible research
Self-motivated, results-oriented, enthusiastic, and a creative thinker
Benefits
Flexible time off
Comprehensive health coverage
Competitive salary
Paid parental leave
Wellness benefits
Udemy access
Childcare assistance
Pet insurance discounts
Legal assistance
Additional discounts through Perkspot
Company
Prosper
Prosper There are over four hundred of us passionate employees here at Prosper dedicated
201-500 employees
H1B Sponsorship
Prosper has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
Funding
Current Stage
Growth StageCompany data provided by crunchbase