Neighborhood Credit Union · 2 weeks ago
Mortgage Loan Officer
Highland Village, TX
Contract
Onsite
Mid Level
$25/hr - $27/hrNeighborhood Credit Union is seeking a Mortgage Loan Officer to conduct loan interviews and collect necessary information for verification and underwriting. The role involves counseling applicants, preparing mortgage disclosures, and ensuring compliance with regulations while maintaining professional relationships with customers and partners.
BankingFinancial Services
Responsibilities
Assumes responsibility for the effective and timely performance of assigned functions
Conducts loan interviews, answers inquiries, and processes applications in a timely manner of all real estate requests made by telephone and internet
Counsels applicants during the loan process, obtaining additional information when necessary and keeping applicants updated as to the status of their application
Prepares mortgage disclosures, collects contract (if applicable) and all other documents required, and ensures all necessary documentation is signed by applicants
Prepares approved loans for closing, drawing closing documents, scheduling closing appointments and conducting closing. Also preparing file for final funding
Completes HMDA on all mortgage loans originated
Evaluates applicant financial information including salary, assets, debts, and expenses
Verifies the accuracy of all applicant data provided
Certifies compliance is met with all regulations
Assumes responsibility for establishing and maintaining professional business relations with customers, other financial institutions, and merchants
Establishes, develops, and maintains referral network with professionals such as pool builders who can provide an on-going source of referrals
Analyzes potential lending opportunities involved in each lending situation to further assist the borrower as well as increase the credit union’s lending portfolio
Maintains professional relationships with partners such as Member First Mortgage, Certified Funding, Achieva, and Truhome
Timely and effectively processes indirect loans
Assumes responsibility for establishing and maintaining effective coordination and working relations with Company personnel and with management
Communicates effectively and professionally with teammates, other departments, management, and mortgage partners related to mortgage inquiries
Completes any internal requests by email or phone
Assists other departments including and related to mortgage inquiries
Assumes responsibility for related duties as required or assigned
Maintains understanding of the credit union’s loan policy, and loan products and services
Ensures that the credit union’s lending practices follow state and federal regulations
Qualification
Required
Conducts loan interviews and collects all pertinent information needed for verification and underwriting purposes
Employs sales and service techniques to ensure loans are processed and closed according to established mortgage guidelines and procedures
Assumes responsibility for the effective and timely performance of assigned functions
Conducts loan interviews, answers inquiries, and processes applications in a timely manner of all real estate requests made by telephone and internet
Counsels applicants during the loan process, obtaining additional information when necessary and keeping applicants updated as to the status of their application
Prepares mortgage disclosures, collects contract (if applicable) and all other documents required, and ensures all necessary documentation is signed by applicants
Prepares approved loans for closing, drawing closing documents, scheduling closing appointments and conducting closing. Also preparing file for final funding
Completes HMDA on all mortgage loans originated
Evaluates applicant financial information including salary, assets, debts, and expenses
Verifies the accuracy of all applicant data provided
Certifies compliance is met with all regulations
Assumes responsibility for establishing and maintaining professional business relations with customers, other financial institutions, and merchants
Establishes, develops, and maintains referral network with professionals such as pool builders who can provide an on-going source of referrals
Analyzes potential lending opportunities involved in each lending situation to further assist the borrower as well as increase the credit union's lending portfolio
Maintains professional relationships with partners such as Member First Mortgage, Certified Funding, Achieva, and Truhome
Timely and effectively processes indirect loans
Assumes responsibility for establishing and maintaining effective coordination and working relations with Company personnel and with management
Communicates effectively and professionally with teammates, other departments, management, and mortgage partners related to mortgage inquiries
Completes any internal requests by email or phone
Assists other departments including and related to mortgage inquiries
Assumes responsibility for related duties as required or assigned
Maintains understanding of the credit union's loan policy, and loan products and services
Ensures that the credit union's lending practices follow state and federal regulations
Company
Neighborhood Credit Union
Neighborhood Credit Union is a banking and financial services firm that deals with lending loans, mortgages and other financial services.
Founded in 1930
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
James Frankeberger
Chief Financial Officer
Recent News
2025-10-23
Company data provided by crunchbase