Auto Adjuster (Core) jobs in United States
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USAA · 1 day ago

Auto Adjuster (Core)

USAA is dedicated to empowering its members to achieve financial security through exceptional service. The Auto Adjuster will be responsible for adjusting moderately complex auto insurance claims, ensuring compliance with state laws and delivering best-in-class service to members and business partners.

BankingFinancial ServicesInsuranceVenture Capital
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Responsibilities

Investigates liability and applies appropriate coverage, evaluates, negotiates, and settles moderately complex auto claims
Negotiates liability for comparative negligence (claimant or adverse carrier)
Identifies coverage concerns, reviews prior loss history, determines, and builds Special Investigation Unit (SIU) referrals, when appropriate
Interacts with multiple parties to gather information needed to determine liability (police reports, recorded statements, witness statements)
Resolves claims through proactive problem solving and decision making, within authority guidelines and under moderate supervision, overcoming obstacles, and effectively prioritizing the workload
Clearly documents thought process including damage evaluation, investigation, negotiation, and settlement decisions
Collaborates and sets expectations with external and internal business partners to facilitate claims resolution
Supports members, business partners, and claimants, through use of varying communication channels to include utilization of digital tools to drive timely and effective resolutions through outstanding service
Applies developing knowledge of P&C insurance industry products, services, to include P&C insurance policy contracts, coverages and internal claims handling process and procedures
Applies intermediate knowledge of Auto Physical Damage to adjust claims
Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours
May be assigned CAT deployment travel with minimal notice during designated CATs
Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures

Qualification

Insurance adjuster licenseInvestigation skillsNegotiation skillsAuto claims knowledgeCustomer service experienceMulti-taskingProactive problem solvingConflict resolution skillsCommunication skills

Required

High School Diploma or General Equivalency Diploma
1 year of customer service experience
Progressive experience handling low complexity auto non injury liability claims
Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts
Developing knowledge and understanding of auto claims contracts as well as application of case law and state laws and regulations
Proven negotiation, investigation, communication, and conflict resolution skills
Proficient in prioritizing and multi-tasking, including navigating through multiple business applications
Successful completion of a job-related assessment may be required

Preferred

Active adjuster's license
Minimum 1 year recent complex liability/comparative negligence investigation experience
At least 6 months experience with Uninsured Motorist Property Damage coverage investigation and handling experience
Guidewire Claims Center experience

Benefits

Comprehensive medical, dental and vision plans
401(k)
Pension
Life insurance
Parental benefits
Adoption assistance
Paid time off program with paid holidays plus 16 paid volunteer hours
Various wellness programs
Career path planning and continuing education

Company

USAA is a financial services company.

Funding

Current Stage
Late Stage

Leadership Team

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Julie McPeak
SVP, General Counsel Insurance
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Waqas Durrani
Senior Vice President, General Counsel - Enterprise Shared Services
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Company data provided by crunchbase