United Bank · 1 week ago
Business Banking Portfolio Manager
Greenville, NC
Full-time
Hybrid
Entry, Mid Level
1+ years expUnited Bank is committed to nurturing a culture that reflects the communities it serves. The Business Banking Portfolio Manager is responsible for underwriting small business loan requests, analyzing financial data, and assessing credit worthiness to enhance client experience.
BankingCredit CardsFinancial ServicesLendingVenture CapitalWealth Management
Responsibilities
Responsible for the evaluation and underwriting of Business Banking loans to determine credit worthiness and compliance to United lending policies
Review and analyze business and personal financial data to determine the merits of the loan request, assessing the credit worthiness of borrowers
Working directly with Lender or Relationship Manager and other team members to effectively grow fees, deposits, and portfolio revenue
Contribute to meeting and/or exceeding the assigned volume/production goals of the account officers within the markets they service
Deliver spreadsheets, reports, summaries and issue opinions and recommendations to loan officers, credit officers or approving body to be utilized in credit decisions on new, renewal and existing loans
Perform company and industry research as needed. Perform online research of public records including, but not limited to, assessors’ databases, county register’s databases, Lexis Nexis and Secretary of State database for corporate filings and Uniform Commercial Code (UCC) filings
Analyst will independently be responsible for accurate completion of loans assigned by applying appropriate techniques and regulatory parameters
Effectively communicates and acts as a liaison to internal customers to resolve business lending issues
Assists with organizing workflow for designated group and coordinates the successful completion of projects as assigned
Periodically may participate in market visits or client calls as necessary
Contacts Relationship Manager, as appropriate, for additional information and details related to loan request or clarification of financial materials and resources
Collaborate with team members by providing credit alternatives and creative ways to structure credits ensuring that transactions are within portfolio risk standards
Maintains up-to-date knowledge on all Bank lending policies and regulations. Confers with the Credit Team and appropriate Bank personnel regarding new/existing lending requirements and regulations
Identify areas of concerns pertaining to a loan and discuss with Lender or Relationship Manager or Director of Business Banking or Market President, as applicable
Maintains a proactive commitment to established bank programs, such as Community Reinvestment Act (CRA) and Affirmative Action
Participate in team sales meetings
Qualification
Required
Bachelor's Degree required; degree may be substituted with minimum of three (3) years of additional related banking experience
One (1) year of professional Banking experience required
Demonstrated ability to complete accurate complex financial and other analysis is required
Proficiency in Microsoft Office products is required
Demonstrated ability to use Financial Analysis software required
Ability to travel up to 10% required (may require overnight travel)
Ability to demonstrate strong interpersonal and problem-solving skills
Excellent written and verbal communication skills required
Ability to perform complex mathematical calculations is required
Ability to work independently and as part of a team within a fast-paced environment
Strong multi-tasking and detail-oriented skills is essential
Demonstrates the Bank's core values
Analytical and critical thinking skills
Assessing, analyzing and interpreting complex financial information
Meticulous attention to detail
Problem Solving
Interpersonal and communication skills
Sitting for extended periods of time
Ability to efficiently operate a computer keyboard, mouse, and other computer components
Ability to converse and exchange information with all levels of staff within organization
Ability to observe, perceive, identify, and translate data
Ability to travel via air, rail, automobile and/or bus
Preferred
Experience in Credit Analysis
Company
United Bank
United Bank is a bank that offers lending services to customers.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
J
James Consagra
CEO
R
Ross Draber
Chief Operating Officer
Recent News
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2026-01-11
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