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BankWest - South Dakota · 3 months ago

Business Banking Portfolio Manager

Pierre, SD, United States

Full-time

Onsite

Mid Level

3+ years exp

BankWest is a financial institution in South Dakota, seeking a Business Banking Portfolio Manager. The role involves credit underwriting, monitoring, and portfolio management of Ag and Commercial Banking relationships, ensuring strong credit quality and efficient internal processes to retain and expand customer relationships.

AgricultureBankingCommunitiesFinancial ServicesLeisureVenture Capital

Responsibilities

Assist with the due diligence/analysis of new client relationships and opportunities as appropriate

Manage the renewal process by working with the BDO, the customer, and the credit administration department

Assist in the preparation of loan packages and participate in the bank's loan approval process

Manage the process for approving and closing modifications/amendments/waivers to existing credit agreements

Assist BDO with in coordinating the loan closing process for new and existing loan relationships (i.e. working with both outside counsel and internal loan document preparation groups, reviewing loan documents, closing loans with customers as needed)

Perform other administrative duties required for the maintenance of the loan portfolio (i.e.exception tracking, financial reporting and covenant compliance)

Ensure the portfolio administration and risk management of each customer relationship is in compliance with established BankWest credit policy, procedure and business strategy as well as regulatory guidelines

Partner with the BOO as the point of contact for existing and prospective customers; acting as a liaison to the Credit Administration Department and other internal support areas

Monitor loan repayment activities and financial condition of borrowers and take necessary action to collect past due accounts

Work as a team with departmental counterparts on planning and implementing assigned projects and products

Participate on various committees and project teams as deemed appropriate by management

Attend, actively participate in organization, job specific training offered, and Quality Service programs

Adhere to all applicable Policies and Procedures of BankWest organization. Community involvement is strongly encouraged

Other duties as assigned

Qualification

Credit analysisCommercial/Ag LendingFinancial statement analysisPortfolio managementRegulatory knowledgeApplication software proficiencyCustomer serviceInterpersonal skillsTime management

Required

A Bachelor's Degree in a related field

3 years' experience in related field. Experience in credit/financial analysis

Expertise in the management of large, complex credit relationships, collateral mix, and credit enhancements

An in-depth knowledge of Commercial/Ag Lending including all underwriting, analysis of financial statements, tax returns and cash flows

Ability to work dependently and/or independently, under pressure, meet deadlines, and adjust work schedules as needed to complete job responsibilities

Excellent credit/financial analytical skills

Ability to organize and handle multiple responsibilities while delivering quality external and/or internal Customer Service

Strong interpersonal skills to ensure effective communication with external and/or internal customers

Knowledge or ability to learn regulatory requirements pertinent to performance of specified duties in job description

Knowledge of banking terminology and procedures

Ability to skillfully use a variety of application software, learn computer programs, and comprehend the program output

Adhere to Federal Privacy Standards in addition to following BankWest requirements for electronic communication and Social Engineering standards