Santander Bank, N.A. · 1 day ago
Dealer Commercial Services Underwriter
Dallas, TX
Full-time
Onsite
Mid, Senior Level
$66K/yr - $108K/yr
5+ years expSantander Bank, N.A. is a global leader in the financial services industry, evolving into a technology-driven organization. The Associate, Underwriter is responsible for managing credit risk by reviewing complex relationships and preparing proposals for credit committee approval.
BankingFinanceFinancial Services
Responsibilities
Independently underwrites and prepares accurate and concise proposals or modifications for credit committee approval
Analyzes financial statements, balance sheet, income statements, and cash flow of automotive dealerships, including business history, structure and loan collateral
Monitors portfolio and obtains and reviews up to date financials
Interfaces with customers and internal line of business partners to obtain data to complete analysis
Manages each annual renewal and/or new business loan requests with the highest sense of urgency, while multi-tasking on multiple proposals
Manages the complete end-to-end underwriting process to ensure timely and efficient processing of all annual renewals, modifications, and new business opportunities
Reviews loan inquiries and responds to client requests
Reviews and manages past due and coming due loan reports
Qualification
Required
Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field
5+ Years Financial analysis, structuring, underwriting, and portfolio management
Commitment to excellent customer service – responds promptly to customer needs, professional interacts with customer
Extensive decision-making and analytical skills to evaluate information, determine risks, and consider the benefits
Communication skills, responds well to questions and demonstrates comfort with group presentations
Detail Oriented
Categorical understanding of the lending process
Capable of preparing findings reports
Ability to handle multiple files simultaneously
Ability to provide leadership in the market by being a positive contributor to the team including being a mentor to less experienced team members and embracing change
Takes initiative on projects and assignments, seeks alternate solutions when necessary
Self-starter with ability to work in a face paced team-oriented environment
Preferred
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education
Benefits
Fair and competitive rewards package
Benefits are designed to support you, your family and your well-being, now and into the future
Company
Santander Bank, N.A.
At Santander Bank, it’s our mission to help people and businesses prosper.
5001-10000 employees
H1B Sponsorship
Santander Bank, N.A. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (44)
2024 (36)
2023 (61)
2022 (66)
2021 (78)
2020 (69)
Funding
Current Stage
Late StageTotal Funding
$75MKey Investors
Wind Turbine & Energy Cables
2020-01-22Debt Financing· $75M
Leadership Team
Pierre Habis
Chief Consumer & Digital Transformation Officer
Recent News
CEE Legal Matters
2025-12-22
The Philadelphia Inquirer
2025-12-06
Crain's New York Business
2025-11-18
Company data provided by crunchbase