Apply on Employer Site

First Bank · 21 hours ago

Mortgage Loan Officer

Strasburg, VA

Full-time

Hybrid

Entry Level

1+ years exp

First Bank is seeking a Mortgage Loan Officer who will proactively solicit new residential mortgage business to meet established loan quality and production goals. The role involves developing and maintaining a quality network of business relationships to generate referrals and ensuring exceptional client service throughout the loan process.

BankingFinanceFinancial Services

Responsibilities

Develop and maintain successful relationships with various centers of influence, not limited, but to include the Real Estate and Builder communities and business referral sources, existing and prospective First Bank Clients

Develop Business Referral Network through marketing, cold-calling, prospecting and networking activities

Respond to customer inquiries and referrals that are generated from Mortgage Loan Officer contacts and from other First Bank business channels

Conduct interviews with prospective clients in order to analyze financial and credit data, determine client financing objectives, advise clients of products, pricing policies and guidelines, and gather any additional required information

Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to clients and business partners

The Mortgage Loan Officer ensures exceptional client service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements

Other Duties as deemed necessary by management for the benefit of the Mortgage Division

Qualification

Residential mortgage lendingGenerating leadsUnderstanding lending guidelinesActive NMLS IDCompliance knowledgeFinancial data analysisTime managementEffective communicationInterpersonal skillsCritical thinking

Required

Minimum of one year residential mortgage lending experience with a focus on generating self-sourced business

Demonstrated success in prospecting, generating leads, closing business and consistently meeting/exceeding production goals

Verifiable, established network of referral business including Real Estate Professionals and other centers of influence

Understanding of conventional and government lending guidelines

High School Diploma or equivalent

Active NMLS ID or can obtain such ID

Knowledge of all compliance and Lending Regulations

Bank Secrecy Act

Privacy Act

Solid time management skills and the ability to organize, prioritize, and perform multiple tasks simultaneously

Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences

Ability to analyze and comprehend complex financial data and provide financial alternatives

Professional and effective interpersonal skills

Enthusiasm for assignments and the ability to meet established timelines

Understanding written sentences and paragraphs in work related documents

Critical thinking using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems

Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times