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Gulf Coast Educators Federal Credit Union · 6 hours ago

Financial Sales Representative- Pasadena

Pasadena, TX

Full-time

Onsite

Entry Level

1+ years exp

Gulf Coast Educators Federal Credit Union is looking for a Financial Sales Representative to join their lending department. The role involves building strong member relationships, achieving sales goals, and ensuring compliance with lending regulations while assisting members with their loan applications.

BankingEducationFinancial Services

Growth Opportunities

Responsibilities

To achieve or exceed the established sales goals through building of member relationships. Responsible for cross selling all credit union products and services to members

Interviews member loan applicants to develop information concerning their loan needs, earnings, and financial condition

Prepares loan application for submittal to central underwriting. Prepares and/or reviews all loan documents for completeness and accuracy

Authorize release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc

Follows current loans to ensure compliance with terms and coordinates with collections

Also, must have advanced knowledge of lending regulations such as Truth in Lending, HMDA, Equal Credit Opportunity Act, Fair Credit Reporting Act, and other consumer related laws and guidelines. Must maintain a working understanding of the Bank Secrecy Act, NCUA Privacy regulations and other laws related to Truth-in- Savings, Electronic Fund Transfers, and Availability of Funds

Performs as a loan officer ensuring compliance with the Bank Secrecy Act and all governmental agency regulations and Credit Union Policies and guidelines. Responsible for identifying reportable transactions under the Bank Secrecy Act, obtaining required information and reporting transactions. Responsible for complying with Federal Rules and Regulations as required by NCUA

Alerts supervisory personnel to any suspicious activity regarding transactions including forgery, theft, fraud, kiting, customers that appear to be avoiding CTRs

Qualification

Lending regulations knowledgeLoan processingSales skillsConflict resolutionRelationship building

Required

Reliable and driven individual who takes pride in building strong member relationships

Ability to float between branches as needed

Schedule availability: M-F 8:00am-5:00pm and Saturdays

Achieve or exceed established sales goals through building member relationships

Responsible for cross selling all credit union products and services to members

Interviews member loan applicants to develop information concerning their loan needs, earnings, and financial condition

Prepares loan application for submittal to central underwriting

Prepares and/or reviews all loan documents for completeness and accuracy

Authorize release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc

Follows current loans to ensure compliance with terms and coordinates with collections

Advanced knowledge of lending regulations such as Truth in Lending, HMDA, Equal Credit Opportunity Act, Fair Credit Reporting Act, and other consumer related laws and guidelines

Maintain a working understanding of the Bank Secrecy Act, NCUA Privacy regulations and other laws related to Truth-in-Savings, Electronic Fund Transfers, and Availability of Funds

Performs as a loan officer ensuring compliance with the Bank Secrecy Act and all governmental agency regulations and Credit Union Policies and guidelines

Responsible for identifying reportable transactions under the Bank Secrecy Act, obtaining required information and reporting transactions

Responsible for complying with Federal Rules and Regulations as required by NCUA

Alerts supervisory personnel to any suspicious activity regarding transactions including forgery, theft, fraud, kiting, customers that appear to be avoiding CTRs

One year to three years of similar or related experience

A high school education or GED

Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation

Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication