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Capital One · 5 hours ago

Consumer Credit Review Senior Manager

Chicago, IL

Full-time

Onsite

Senior Level

$176K/yr - $200K/yr

7+ years exp

Capital One is a financial services company, and they are seeking a Consumer Credit Review Senior Manager. This role is responsible for executing independent, risk-based assurance reviews within Capital One’s Consumer credit portfolios, assessing credit strategies, practices, and risk governance.

BankingCredit CardsFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Conducting risk-based reviews covering consumer line(s) of businesses

Identifying credit process weaknesses

Identifying emerging trends and issues

Perform independent data analysis to support or identify gaps in credit policies

Tracking of identified issues to resolution

Communicating Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message

Reporting results and issues verbally and in writing to executive management and internal credit and risk senior executives

Working with regulators and external auditors to provide assurance that Credit Review processes are sound

Building and maintaining high trust relationships with credit risk executives, associates, and regulators

Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders

Showing ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results

Qualification

Consumer lending experienceCredit risk policyData analysisCredit risk modelingAudit experienceCommunication skillsLeadership skillsRelationship building

Required

Bachelor's degree or military experience

At least 7 years of professional business and data analysis experience

At least 3 years of experience in consumer lending (credit card and auto loans) credit risk policy, risk analytics or strategy development

At least 3 years of experience influencing senior level executives or regulators

Preferred

Master's Degree

Consumer credit training from a large national or regional bank or equivalent training in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)

Credit risk modeling, audit or assurance experience