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Capital One · 4 hours ago

Analyst, Specialty Underwriting & Portfolio Manager - REIT

Charlotte, NC

Full-time

Onsite

Entry, Mid Level

$116K/yr - $132K/yr

2+ years exp

Capital One is responsible for underwriting new transactions and managing the existing portfolio of loans. The Analyst, Underwriting & Portfolio Management role involves performing due diligence, financial analysis, and managing relationships with clients while supporting the REIT and REIF businesses.

BankingCredit CardsFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead due diligence calls with clients and/or legal

Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk

Prepare financial / cash flow modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions

Analyze appropriate structuring options considering collateral and borrower valuation

Write and prepare majority of the credit approval document; provide meaningful contribution to internal meetings, including deal discussions and pipeline meetings

Coordinate and complete closing process requirements

Support senior underwriters in reviewing and negotiating legal documentation

Communicate with external constituents; exhibit a sense of urgency toward meeting client requests

Demonstrate basic understanding of credit documents; with some guidance, contribute to term sheets structuring, prepare commitment letters and review legal documents

Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts

Complete annual reviews and both material and non-material modifications independently and on time

Monitor quarterly reporting and financial statements and determine upgrades or downgrades to risk ratings

Ensure compliance with credit policies and procedures for existing accounts

Respond to requests from all internal and external stakeholders

Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

Escalate and resolve problem accounts in partnership with other teams and specialists

Build relationships across function and business to foster collaboration between partner groups

Mentor and train rotational analysts and new hires

Conduct ad hoc analyses and participate in internal initiatives to ensure the business is well-managed and operates efficiently

Qualification

Credit underwritingPortfolio managementFinancial analysisCash flow modelingCommercial real estateBusiness writingGoogle SuiteMicrosoft OfficeAttention to detailTeam collaborationTime management