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AnnieMac Home Mortgage · 6 hours ago

Outside Loan Originator

North Myrtle Beach, SC

Full-time

Hybrid

Mid Level

$14K/yr - $65K/yr

AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume. The role involves selling mortgage loans outside of the company's offices, generating new business through relationships with real estate professionals, and guiding borrowers through the mortgage application process.

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Responsibilities

Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales

Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals

Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities

Take information from the borrower and fill out the loan application

Develop relationships with referral partners such as realtors to generate new customers

Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford

Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product

Collect financial information (tax returns, bank statements) and other related documents that are part of the application process

Provide disclosures to the borrower, including truth in lending, good faith estimate, and others

Counsel and advise the borrower in understanding and clearing credit problems

Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed

Order legal documents

Review HUDS prior to closing

Qualification

Mortgage Industry ExperienceLoan Application ProcessingRelationship BuildingFinancial AnalysisCustomer Counseling

Required

Experience directly related to the Mortgage Industry

Ability to establish referral source relationships for a steady flow of loan volume

Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business

Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals

Regularly participate in mortgage sales including attending closings and open houses, and conducting seminars and other lead-generating activities