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City Bank · 9 hours ago

Lead Senior Credit Analyst

Houston Branch - Houston, TX 77024

Full-time

Onsite

Senior Level, Lead/Staff

City Bank is seeking a Lead Senior Credit Analyst responsible for the ongoing development of regional Level I and II credit analysts. The role involves maintaining market level risk profiles, aiding in the loan approval process, and supporting underwriting efforts at the Executive Loan Committee level.

BankingFinanceFinancial ServicesMortgageWealth Management

Comp. & Benefits

Responsibilities

Lead regional level I and II Analysts in conjunction with the RCM to ensure skill development and work quality is consistently maintained

Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval. Lead Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity

Conduct the credit review process to ensure that all underwriting, policy, and compliance procedures are followed for all requests and support RCM on ELC requests

Apply City Bank loan policy and confirm all risks have been identified to ensure loan approval memos are transparent to the approval authority

Maintain effective relationships with Senior Management and lending staff and assist Lenders on client calls/meetings

Mentor and train level I and II Credit Analysts, as well as coordinate and oversee internal group training at all levels

Participate in the hiring process and development of the credit department

Identify and coordinate external training opportunities for credit department

Participate in training modules that consist of advanced credit analysis, management, and leadership annually

Other job duties as required by the Regional Credit Managers

Qualification

Credit analysisUnderwritingRisk assessmentLoan policy applicationTraining coordinationRelationship managementMentoring

Required