Upstart · 2 hours ago
Machine Learning Engineer
United States
Full-time
Remote
Mid, Senior Level
$123K/yr - $170K/yr
0+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Machine Learning Engineer, you will collaborate with cross-functional teams to enhance machine learning productivity and improve underwriting models that impact credit decisioning.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
You will increase ML productivity through better software and infrastructure; and improve how we research, train, deploy, serve and monitor our models
You will reduce the time it takes to go from idea to production, and enable us to test out new ideas
This will all manifest in us delivering on our critical mission of enabling access to credit more effectively
You will design and implement code and algorithms to help improve our model’s predictive power
Build repeatable workflows and automation that enables scientists to spend more time on high leverage tasks (methodology, writing, analysis) and less on keeping the lights on or getting things to run
Discover and develop a short and long-term roadmap of engineering improvements on the PL UW team
Explore new algorithms and methodologies for our machine learning models
Interface cross-functionally with other engineering teams (data engineering, machine learning platform, pricing, and growth software engineering), to provide feedback and requirements, so that we can build high-quality systems end-to-end
Qualification
Required
Phd in a quantitative field with 0+ years of relevant experience
Masters in a quantitative field with 2+ years of relevant experience
Bachelors in a quantitative field with 4+ years of relevant experience
Experience in Python
Experience with Machine Learning
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (48)
2024 (70)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
2025-12-17
The Motley Fool
2025-12-12
The Motley Fool
2025-12-05
Company data provided by crunchbase