Apply on Employer Site

Korhorn Financial Group, Inc. · 5 months ago

P&C Personal Lines Insurance Agent

Granger, Granger, IN, US

Full-time

Onsite

New Grad, Entry Level

Korhorn Financial Group, Inc. is dedicated to helping clients make informed insurance and financial decisions. The Personal Lines Insurance Producer is responsible for growing the agency's business by developing referral sources, onboarding clients, and identifying opportunities for trust expansion.

AccountingFinancial ServicesInsuranceWealth Management

Senior Management

Responsibilities

Sells an average of $25,000 in new business premium volume monthly

Maintains a minimum close ratio of 50% or greater

Uncovers trust expansion opportunities

Cultivates professional referral relationships throughout the community and networking

Works closely with Financial Advisory and Accounting team to maintain Korhorn’s comprehensive protection planning approach

Maintain an average of (5) prospect touches daily

Adheres to KFG New Business process and agency standards to maintain carrier compliance and the agencies identified ideal clientele

Prospecting with clientele

Quote new business to meet daily/monthly goals

Adheres to company underwriting guidelines

Maintains a comprehensive knowledge of personal carrier products and changes to products

Markets accounts with appropriate carriers based on personal niche to offer an ideal proposal

Educates/Advises clientele

Schedules meetings with prospects to review coverage recommendations

Works with Financial Advisors, to ensure the insurance advice given is within the context of a client’s overall financial picture

Thoroughly discusses identified gaps in coverage or coverage concerns. Presents solutions to problem areas

Presents coverages and endorsements in a manner that is understandable to prospect, striving to keep dialogue free of insurance jargon or acronyms

Engages the client in the presentation process to ensure they understand the material presented. Elicit a response from client regarding whether they have a reason or concern about proceeding with the coverage recommendations/quotes presented

Documents all paperwork in connection with the agency’s new business process including copies of current policy dec pages, discount documents, photographs, signed applications, prior agent cancellations etc

Maintains orderly and carrier-compliant files

Submits/Issues all new policies accepted only upon receipt of signed applications/paperwork and deposit premiums

Cancels prior coverage and contacts any lenders who need notification of company change

Maintains CRM data integrity by updating proposal status for prospects in pipeline or works with implementation to ensure accurate information is documented

Demonstrates exemplary communication skills when engaging with personal prospects, clients and both internal and external referral sources

Perform other duties as required

Qualification

P & C LicenseCarrier knowledgeAnalytical skillsNegotiation skillsMicrosoft Office SuiteCommunication skillsOrganizational skillsInterpersonal skillsProblem-solving skills

Required

Strong professional presence

Excellent verbal and written communication skills

Excellent interpersonal and negotiation skills

Excellent organizational skills and attention to detail

Must be well organized with time, resources, physical office space, and client documents/information, detail oriented, and be able to manage a large workload

Strong analytical and problem-solving skills

Ability to adapt to the needs of the organization and clients

Ability to prioritize tasks and to delegate them when appropriate

Thorough knowledge of carrier, underwriting and binding requirements

Proficient with Microsoft Office Suite or related software

Must be intrinsically motivated and able to work individually with little direction

Must be a team player and able to collaborate with other Insurance team members and cross-functional department members

Must be coachable, goal oriented, grasp concepts quickly, able to work in a fast-paced environment, embrace change, and have a strong desire to learn and grow in the insurance services industry

Must exemplify the firm's corporate values and represent the company well in the community and in all dealings with vendors, customers, and other affiliates

P & C License - Must be able to obtain within 30 days of hire