Apply on Employer Site

Angel Oak Mortgage Solutions · 6 hours ago

Licensed Mortgage Professional

Angel Oak Mortgage Solutions LLC - Atlanta, GA 30328

Full-time

Onsite

Entry, Mid Level

2+ years exp

Angel Oak Mortgage Solutions is seeking a Licensed Mortgage Professional to join our Consumer Direct division. This qualified individual will be responsible for originating new loan applications and achieving individual sales and profitability goals while providing excellent customer service.

Financial ServicesInformation TechnologyLendingTraining

Responsibilities

Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine financing objectives, gives advice to borrowers about product/pricing policies and guidelines, and gather any additional required information

Determines borrower financing objectives and goals; Assess the correct loan options for the borrower based upon the borrower’s present situation, future plans, and advise the borrower of the preferred loan product

Ensures the preparation and processing of forms and legal documents required for residential loans and follows the loans to ensure compliance with terms

Negotiates terms and conditions with applicants

Adhere to all federal and state compliance guidelines relative to the position

Achieves or exceeds production goals as established

Qualification

NMLS LicenseLoan Origination ExperienceGuidelinesProcessing ProceduresRegulatory Compliance KnowledgeCustomer Service SkillsComputer SkillsWritten Communication SkillsVerbal Communication SkillsTeamwork SkillsSelf-MotivatedOrganizational Skills

Required

NMLS License Required under the terms of the S.A.F.E. Act of 2008

2 yrs. of experience in a loan origination experience or Loan Officer Assistance experience

Knowledge of conventional and/or government guidelines

Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending

Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems

Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry

Ability to effectively and efficiently handle multiple, simultaneous, and complex tasks and projects

Strong written and verbal communications skills

Teamwork and customer service skills a must

Self-motivated and highly organized

Preferred

Strong computer skills including MS applications and previous experience utilizing laptop technology for communication purposes including accessing rate, credit and loan status information