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AD Mortgage LLC · 9 hours ago

Secondary Market Analyst

Troy, MI

Full-time

Onsite

Entry, Mid Level

1+ years exp

A&D Mortgage LLC has been helping clients achieve their homeownership dreams for over 20 years. They are seeking a highly analytical and detail-oriented Secondary Market Analyst to manage market execution, maximize profitability, and mitigate risk while working closely with various teams.

AccountingBankingCommercial LendingFinanceFinancial ServicesLendingPersonal Finance

Growth Opportunities

Responsibilities

Monitor and analyze real-time market data, including Fannie Mae, Freddie Mac, Ginnie Mae, and private investor pricing, to determine optimal loan pricing and product offerings

Execute daily best-efforts and mandatory loan sales, pooling, and securitization activities

Manage and monitor loan commitments, ensuring accurate pair-offs and timely delivery to investors

Perform daily hedge reconciliations and ensure proper risk management strategies are in place

Analyze the loan pipeline for interest rate risk and credit risk exposures

Track and report on fallout and pull-through rates, identifying trends and potential areas for improvement

Model and forecast loan production and settlement activity to assist with liquidity planning

Generate daily, weekly, and monthly reports on secondary market activities, including gain-on-sale, profitability analysis, and loan sale performance

Develop and maintain financial models to evaluate pricing strategies, product profitability, and new business initiatives

Present findings and recommendations to senior management on market conditions, investor trends, and execution strategies

Maintain strong working relationships with investors, servicers, and secondary market partners

Ensure compliance with all agency and investor guidelines, policies, and procedures related to loan sales and securitization

Qualification

Financial modelingAdvanced ExcelSecondary market technologyAnalytical skillsCommunication skills

Required

Bachelor's degree in Finance, Economics, Mathematics, or a related quantitative field

1-3 years of secondary marketing, capital markets, or financial analysis within the mortgage banking or financial services industry

Proficiency in financial modeling and advanced Excel skills (e.g., pivot tables, VLOOKUPs, financial functions)

Exceptional analytical and problem-solving abilities with a keen eye for detail and accuracy

Excellent written and verbal communication skills, with the ability to articulate complex financial concepts clearly

Ability to thrive in a fast-paced, high-pressure environment and meet tight deadlines

Preferred

Experience with SQL or other data manipulation tools

Familiarity with secondary market technology platforms (e.g., optimal blue, MIEC, QRM)

Benefits

PTO/Sick Days

Comprehensive medical, dental, vision benefits

Paid volunteer hours

Life Insurance, Short-term Disability, and Long term Disability

Health Savings Account

401k

Paid training and career development

Healthy grab and go snacks

Career Growth: As part of a growing and evolving company, you will have ample opportunities to develop your career, take on new challenges, and make a significant impact.

Inclusive Culture: We are committed to fostering a diverse and inclusive workplace where all employees feel valued and empowered. We celebrate unique perspectives and believe diversity drives innovation.

Cutting-Edge Technology: Access state-of-the-art learning tools and technologies to enhance your own professional development and that of the entire organization.