Senior Software Engineer, Loans Originations jobs in United States
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SoFi · 7 hours ago

Senior Software Engineer, Loans Originations

SoFi is a next-generation financial services company and national bank focused on transforming personal finance. They are seeking a Senior Software Engineer to lead the development of advancements in their financial services platform, focusing on building features and capabilities for their loan products while ensuring code quality and scalability.

CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
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H1B Sponsor Likelynote

Responsibilities

Leading the technical evolution of one or more key platform subsystems
Resolving problems in the platform design and implementation that weren’t clearly anticipated, taking requirements with ambiguity and proposing durable technical solutions
Expertly leverage existing solution patterns and understand when to differentiate resulting in well-structured, maintainable code
Ability to understand data models, APIs, scaling concerns, and failure modes in order to make effective trade-offs between maintainability and performance
Creating stability by writing meaningful tests, considering observability, and leveraging your ability to debug complex issues across multiple system layers
The ability to create clear design and operational documentation
Contributes to code reviews, is a role model for more junior engineers, and contributes to team efficiency, beyond personal output
As an emerging leader within our team, you will focus on building out the features, capabilities, and member experiences for our market-leading loan products
This role involves full product lifecycle engagement, from initial concept to deployment
Key responsibilities include implementing new capabilities, ensuring code quality, and delivering highly-available, scalable services
Success requires close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams
You will be responsible for translating business requirements from these stakeholders into effective technical solutions that provide outstanding value to our members

Qualification

JavaKotlinGITCloud computingKafkaDockerKubernetesSpring BootRelational databasesDistributed systemsMicroservicesPerformance tuningFull-Stack developmentCode reviewsDebuggingTechnical documentation

Required

Bachelor's or Master's degree in Computer Science, or Software Engineering
3+ years as a professional, full-time Software Engineer, or similar relevant work experience
Proficient coding in Java, Kotlin, or other similar object-oriented programming language
Proficient working with GIT and related CI/CD systems
Experience with public cloud compute, storage, and infrastructure
Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks
Deep understanding of relational and document database fundamentals
Deep understanding of fundamental distributed systems concepts

Preferred

Full-Stack experience in both back-end (Kafka, Redis, Docker) and front-end (JavaScript, TypeScript, React)
Experience with microservices design principles and architecture
Experience with performance tuning and optimizing data access patterns

Company

SoFi is a finance company that offers a range of lending and wealth management services.

H1B Sponsorship

SoFi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (157)
2024 (121)
2023 (131)
2022 (118)
2021 (81)
2020 (42)

Funding

Current Stage
Public Company
Total Funding
$12.25B
Key Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B

Leadership Team

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Anthony Noto
CEO
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Jeremy Rishel
Chief Technology Officer
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Company data provided by crunchbase