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Equity Bank · 11 hours ago

Consumer Underwriter

Wichita, KS

Full-time

Onsite

Mid Level

3+ years exp

Equity Bank is a financial institution seeking a Consumer Underwriter to manage the underwriting and decision-making processes for consumer loans and small business products. The role involves reviewing credit reports, verifying income documentation, and ensuring compliance with loan applications while delivering outstanding customer service.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Underwrite/Decision all Consumer Loans, Small Business Loans and Small Business Credit Cards if the aggregate lending relationship is under $250,000. Small Business Products would include the following: Commercial requests for both secured and unsecured term loans and lines of credit

Review customer credit reports

Review/Verify customer income documentation

Review Business Tax Returns and Financial Statements for Business Applications

Review any Guarantor Income and Credit Information for Business Applications

Review/Verify loan collateral

Update and maintain loan pipeline; respond to new requests in a timely manner

Prepare Documents in Laser Pro

Follow-up with Bankers on signed loan documents

Ensure Compliance for Loan Applications/Denials/Withdrawals

Deliver OUTSTANDING Customer Service to Customers both internal and external

Become an expert in the application/underwriting software (Decision Pro, etc.)

Provide compliance support and follow-up with frontline personnel

Assist in training loan officers in Decision Pro and other necessary programs

Trouble-shoot Decision Pro system issues as they arise

Assist in customizing/tailoring Decision Pro as needed

Attend and provide support to training classes, as required

Participate in inter-departmental meetings, as necessary

Perform other duties as assigned or required

Qualification

Consumer Loan UnderwritingDecision Pro SoftwareBanking ExperienceCompliance KnowledgeWindows ProficiencyInterpersonal Skills

Required

3-5 years banking experience required

Excellent interpersonal skills and professional manner

Computer skills, especially the ability to work in Windows based systems

Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethics and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements

Preferred

Bachelor's degree preferred

Company

Equity Bank

Glassdoor3.7

Equity Bank is a commercial bank that offers financial services.

Founded in 2002

Wichita, Kansas, USA

501-1000 employees

https://www.equitybank.com/

H1B Sponsorship

Equity Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2021 (1)