Fifth Third Bank ยท 14 hours ago
Indirect Lending Underwriter III
United States
Full-time
Remote
Mid Level
$53K/yr - $110K/yr
4+ years expFifth Third Bank is dedicated to connecting great people to great opportunities in banking. They are seeking an Indirect Lending Underwriter III responsible for analyzing consumer credit applications, underwriting secured indirect lending products, and providing exceptional service to internal and external customers.
BankingCommercial LendingFinanceFinancial ExchangesFinancial ServicesLendingMedia and EntertainmentMortgage
Responsibilities
Analyze consumer credit reports for Consumer Lending applications to evaluate risk and make appropriate credit decision for Direct, Indirect and Bankcard divisions across multiple states, Affiliates or geographic regions
Reviews documents to support credit decision (verification of income, tax returns, personal financial statement, trusts and additional supporting documentation, etc.)
Orders and reviews documents to underwrite within stated Consumer Lending Guidelines and applicable regulations (flood determination, property appraisals, property reports/title searches, Dealer contracts and documents, etc.)
Verifies completeness and accuracy of credit applications
Formulates and communicates credit decision (approve, decline or counteroffer) in compliance with established underwriting guidelines, compliance and regulatory requirements
Provides guidance and feedback to internal or external customers (Retail Banking Centers, Dealer F & I, Call Center) to maximize production and manage risk
Develops business relationships and build rapports with customers to achieve mutual goals across multiple states, Affiliates or geographic regions to achieve mutual goals
Manages application pipeline to meet business objectives
Reviews complex credit, declined and pipeline applications to maximize production and meet stated service quality levels
Assists/coaches less experienced underwriters with structuring loans to maximize production and manage risk
Conducts monthly audits of credit decisions and/or loan files for document accuracy and credit quality
Provides superior quality service to internal and external customers at all times and demonstrate professional demeanor
Consumer Lending credit authority is commensurate with consumer lending authority guidelines and business need
Reviews credit applications and recommends decisions on applications their assigned authority to their manager
Qualification
Required
College degree in Business or Finance or equivalent work experience
Minimum 4 years Consumer Lending or Financial Services industry experience
Minimum 1 year of Consumer Lending Underwriting experience
Strong interpersonal, written and verbal communication skills
Ability to handle multiple tasks and meet deadlines in fast paced environment
Ability to interact with Vice President level managers; build consensus; and motivate others
Strong analytical and organizational skills
Strong Computer skills
Strong working knowledge of ACAPS
Benefits
Comprehensive benefits
Differentiated compensation offerings
Incentive compensation plan
Company
Fifth Third Bank
Fifth Third Bancorp is a financial services company that specializes in small business, retail banking, and investments. It is a sub-organization of Fifth Third Bank.
10001+ employees
H1B Sponsorship
Fifth Third Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2021 (2)
2020 (43)
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-01-13IPO
Leadership Team
B
Bryan Preston
Chief Financial Officer
Maria Holmes
VP, Senior Manager Corporate Sponsorship
Recent News
Morningstar.com
2025-12-18
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