Access Plus Capital · 13 hours ago
Portfolio Quality Analyst
Fresno, CA
Full-time
Onsite
Entry Level
$23/hr - $30/hr
1+ years expAccess Plus Capital is a US Treasury-certified community development financial institution and Small Business Administration (SBA) Approved Microloan Intermediary Lender. The Portfolio Quality Analyst is responsible for communicating with borrowers to minimize risks and help reduce delinquencies and defaults, while analyzing financials to assess borrower performance and compliance with loan covenants.
Financial ServicesLendingSmall and Medium Businesses
Responsibilities
Responsible for designing and implementing strategies to keep borrowers current on payments
Recommends preventive measures to reduce delinquencies, defaults, and/or write-offs
Investigate, evaluate, and analyze financial statements, tax returns, and all other available sources of credit and financial information
Participates in portfolio and aging reviews and advises management on proper course(s) of action, as needed
Builds and maintains relationships with existing and potential clients
Collaborates with the Business Services and Business Development teams to provide support with intake, recruitment and client screening, training and technical assistance, referrals, and follow-up support comprising of one-on-one business consulting for a range of topics including business operations, management, technology, and financial management
Develop and oversee data tracking and project evaluation tools to monitor project outputs and outcomes to make sure delinquencies remain within acceptable delinquency rates
Work closely with the Portfolio Manager to execute change in terms and provide necessary advocacy for clients
Work with the Business Development department to identify opportunities for additional capital for existing clients
Provide business follow-up services, including monthly check-in calls/visits, to monitor the business’ progress toward achieving stated goals
Maintain a current understanding of lending policies and procedures, including regulatory compliance guidelines
Evaluate collateral for value, depreciation, and cost-to-cure
Update Portfol with activities including time spent, analysis of borrower’s existing needs and issues, and next steps
Assist in Portfolio internal and external audit regulations
Maintains a tickler system for timely follow-up with borrowers
Travels for agency business using personal/agency vehicle
Maintains regular attendance and punctuality
Performs other duties as assigned
Qualification
Required
Bachelor's degree in Business Administration, Finance, Accounting, Economics, or related field
Minimum one (1) year of customer service experience in banking or lending
Minimum one (1) year of small business financial analysis experience
Significant level of trust and diplomacy, in addition to normal courtesy and tact required
Strong analytical ability and creative problem-solving skills
Detail-oriented with strong reading comprehension and data interpretation skills
Effective presentation, written and verbal communication skills
Preferred
Bilingual in English and Spanish based on the needs of the clients and the program
Company
Access Plus Capital
Access Plus Capital offers affordable financing, microloans, lending and technical assistance opportunities to small business.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Tate Hill
President & CEO
Pamela Mostert
Chief Operating Officer
Recent News
The Business Journal
2025-07-31
The Business Journal
2025-07-18
Fresno Business Journal
2023-07-18
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