Bank of the San Juans · 1 day ago
Teller/New Accounts Representative
Bank of the San Juans is seeking a Teller/New Accounts Representative to serve as the first point of contact for customers, ensuring a positive banking experience. The role involves processing transactions, opening and maintaining accounts, and delivering exceptional customer service while adhering to banking regulations.
BankingFinanceFinancial Services
Responsibilities
Accurately perform a variety of teller transactions; including but not limited to cashing checks, processing withdrawals and deposits, issuing cashier checks, and change orders
Knows and maintains cash drawer limit
Knows how to properly ID/Verify customers
Have a strong understanding of bank products and services and be able to accurately present bank products and services to customers
Promote High Performance Growth and all that it entails
Assist customers with non-transactional needs/requests and answer incoming calls
Ability to balance teller drawer, cash vault, coin machine and Teller Cash Recycler (TCR)
Open and/or close the branch daily as scheduled
Provide a wide range of customer services related to account management, including opening, closing, and maintaining various business and personal account types such as: Checking, Savings, Money Market, Individual Retirement Accounts, Health Savings Accounts, Certificates of Deposit, and Safe Deposit Boxes
Clearly and thoroughly review all New Account Disclosures with customers to ensure understanding
Prepare new or updated account documents, obtain authorizing signatures, and scan completed documents in allotted timeframe
Perform Customer Information File (CIF) and Account Maintenance
Respond confidently to inquiries about FDIC insurance coverage and advise customers on ways to maximize their insured limits
Maintain a strong understanding of the bank’s products and services and confidently present them to customers. Leverage every customer interaction as an opportunity to recommend additional products or services that align with their needs and provide added value
Have a basic understanding of E-banking, Cash Management, and Merchant Services
Have a basic understanding of loan products offered and who services those loan products
Complete Position Development Plans (PDP) milestones as required for advancement
Demonstrates and understands importance of clean desk policy, customer confidentiality, and locking workstation
Knows when dual control is necessary and demonstrates dual control appropriately from start to finish
Reads Account and customer alert messages every time and understands the importance of doing so
Responsible for being vigilant and watching for fraud that could adversely affect the bank and bank customers
Adhere to Bank of the San Juans Company Core Values
Adhere to all applicable banking regulations, applicable laws, company policies, management directives, security, and operational procedures
Responsible for the timely completion of all required Compliance and Security training assigned by GBCI and BSJ within the designated timeframes. It is the individual’s responsibility to fully understand the content presented in each training module. If clarification is needed, the learner must proactively reach out to their supervisor to request further explanation or additional training as necessary
Responsible for adherence to Bank Security Policy and for reporting security risks to management
Keep management appropriately informed of area activities and of any significant problems
Support the bank’s mission by participating in Community Service and Bank sponsored activities, while consistently representing the bank in a professional manner. This includes maintaining a professional image, upholding confidentiality, demonstrating a positive “can-do” attitude, while being flexible, and adaptable to meet both the bank and customer needs
Employee must be capable of regular, reliable, and timely attendance
Attend and actively participate in required meetings
Provide exceptional internal and external customer service by interacting calmly and professionally with individuals from diverse backgrounds at various levels within and outside of the organization
Additional duties as requested or assigned
Qualification
Required
A High School Education or GED
Up to six months of similar or related experience in cash handling and Customer Service
Ability to understand and follow written and oral instructions
Strong customer service skills required
Detail oriented
Work well in a team environment
Verbal and written communication skills
Cash handling skills
Benefits
Medical, dental, vision, and life insurance
Health savings account option
Employee Assistance Program (EAP)
Health rewards program
Retirement savings plan, including 401(k) and Profit-Sharing plans
Short and long-term disability benefits
Education and training benefits
Discounts on banking products and services
Generous Paid Time Off (PTO) plan
Paid holidays