Mortgage Solutions Financial · 16 hours ago
Retail Processor
Mortgage Solutions Financial is a national mortgage lender based in Colorado Springs. They are seeking a Retail Processor who will play a crucial role in the sales organization, providing exceptional customer service and ensuring the integrity of the loan process by adhering to established guidelines and procedures.
FinanceFinancial ServicesMortgage
Responsibilities
Review new loan submissions from Loan Officers
Verify loan packet is complete with checklist and accompanying disclosures, documents, needs list, anticipated or confirmed program/investor, etc
Request any additional items needed from borrower to complete loan
Order and receive VODs, VOEs, appraisal, title, etc. as appropriate
Work with borrowers to obtain documentation necessary to close
Input final information as applicable, for final loan submission
Submit loan to Underwriting upon receipt of documents, as needed, for a complete loan file to obtain a clear loan approval
Submit all documents needed to draw closing documents
Ensure closing instructions and documents have been released to title before closing, ensuring a final settlement statement is issued to Loan Officer prior to closing
Submit complete files to Underwriting based on Investor and/or AUS requirements. Clear any conditions that require communication to the title companies, appraiser, employers, surveyors, etc
Coordinate submitted files to Underwriting & Closing to meet file expectations
Communicate loan approval from underwriting
Pipeline Management – update and track information in LOS with current and up to date information. Must track all items ordered, received and/or still lacking
Place detailed comments in the conversation log every time a file is handled
The loan processor will work closely with Mortgage Experts to provide exceptional experiences for our clients
Regular, reliable and predictable attendance is an essential function of this role
Other duties as assigned
Qualification
Required
Excellent written and verbal communication skills
Attention to detail required
Strong time management and organizational skills
A team player, ability to work independently
Thrive in a fast-paced, high production environment
Ability to handle difficult situations independently while being solution oriented
Ability to adapt to change in a fast-paced environment
Willing to go above and beyond what is expected to impress our clients and referral partners
Basic understanding of Mortgage Compliance Regulations, Program Guidelines, and Loan Structure
Previous experience working with FHA, VA and USDA loans and websites is required
Minimum three (3) years of mortgage processing, underwriting, originating or a combination of all aspects
Benefits
Health, Dental and Vision Insurance
Options to participate in a Health Savings Account
Flexible Spending Account
Life and AD&D coverage
Voluntary Supplemental Life
Voluntary Short-Term, Long-Term Disability and Supplemental insurance
Participate in a company retirement plan
Company
Mortgage Solutions Financial
Mortgage Solutions Financial is a mortgage company that offers financial planning and home loan services for individuals and families.