Maine State Credit Union · 2 weeks ago
Consumer Loan Underwriter I
Farmingdale, ME 04344
Full-time
Hybrid
Entry Level
1+ years expMaine State Credit Union is seeking a Consumer Loan Underwriter I responsible for evaluating and approving consumer loan applications. The role involves assessing creditworthiness, ensuring compliance with lending policies, and providing exceptional service to members by facilitating their financial needs through sound lending decisions.
Credit CardsFinancial Services
Responsibilities
Serve as the primary contact for dealerships and members with indirect loan needs
Complete and respond to employee, member, and dealer loan decisioning and funding requests with varying degrees of complexity
Maintain accurate records of loan decisions and ensure all documentation is complete and up to date
Provide recommendations for loan approvals, denials, or alternative solutions to meet members' financial needs
Individuals will go on dealership visits to engage in networking and support for our indirect partners
Qualification
Required
Minimum of 1-2 years of experience in consumer loan underwriting or a related financial services role
Experience in evaluating creditworthiness and risk assessment for loan applicants
Familiarity with loan processing systems and financial software applications
Strong analytical skills to assess financial information and make informed decisions
Excellent communication skills for interacting with clients and team members
Knowledge of state and federal regulations related to consumer lending
Proficiency in Microsoft Office Suite, particularly Excel, for data analysis and reporting
Benefits
Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
HSA – generous employer contribution
Employer funded HRA
Employer-subsidized Dental and Vision Insurance
100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance
Accident Insurance
Competitive wages, and annual evaluations with compensation adjustments
Generous 401(k) employer match, plus annual discretionary contribution
Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays
Paid Parental Leave
Education reimbursement - up to $5,000 annually for undergraduate
Opportunities to volunteer in our local communities
100% Employer Paid EAP which includes 6 free mental health sessions
Wellness Reimbursement of up to $150
Free coffee, tea, and hot chocolate and an abundance of food
Company
Maine State Credit Union
Maine State Credit Union member and benefit from its long-standing commitment to providing a wide range of financial products and services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Stephen Wallace
President/CEO
Neal Blake
Chief Financial Officer
Recent News
2025-12-02
2025-10-22
2025-09-24
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