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Guardian Life · 10 hours ago

Underwriting Consultant

Bethlehem, PA

Full-time

Hybrid

Mid, Senior Level

$86K/yr - $142K/yr

5+ years exp

Guardian Life is a company focused on providing insurance solutions, and they are seeking a Large Market Underwriting Consultant to enhance their market share in the 1,000 lives and over market space. The role involves pricing and plan design for large groups, mentoring underwriters, and managing complex underwriting issues while collaborating with sales and other departments.

DentalFinancial ServicesHardwareInsuranceLife Insurance

No H1B

U.S. Citizen Only

Responsibilities

Recommend competitively priced products, funding arrangements, and services to meet customer requirements

Determine pricing of new business and/or renewal business, including alternate plan of benefit options

Communicate rate/fee development and plan design offered. Assess contract comparisons for takeover business

Negotiate with sales representatives or agents/brokers to resolve rate questions and risk related concerns

Manage administrative processing of cases. Utilize underwriting systems and databases for quotes, sales, renewals to track results

Document case decisions and underwriting rationale

Provide mentoring/coaching to help develop technical skills of others, support team growth and development initiatives

Conduct training for sales and/or underwriting staff as needed

Participate in project work or on teams to develop or improve underwriting processes

Responsible for oversight and identification of any barriers to achievement of financial goals. Produce solutions that lead to target result achievement

Improve Guardian's underwriting strategies to support key growth goals and to assume an industry leadership position in the 1,000+ employer marketplace

Have the opportunity to enhance the overall talent and knowledge level of Large Market Underwriting, Sales, and Account Management

Be a go to person for technical issues and decision making for other team members

Advise others on how to handle irregular administrative requests or technical underwriting risk analysis based not only on experience, but also as capacity as a leader

Be a go to person for the Regional Underwriting Leader for the most complex work or key project work

Handle a delegated part of a larger task for completion and integration with the overall deliverable

In addition to being a participant on a project, be a leader within a project team or process team who defines, organizes, and directs tasks that need to get done

Help support Large Market team management with activities that are key drivers for the team to achieve results

Continuously evaluate underwriting strategies, guidelines, and pricing relative to Guardian's internal results and external competitive position

Recommend policy strategy changes. Evaluate processes and make recommendations for changes processes and make recommendations for changes. Assist in development, implementation, and training

Qualification

Group Life UnderwritingDisability UnderwritingDental UnderwritingRisk AssessmentUnderwriting ToolsAnalytical SkillsMicrosoft ExcelMicrosoft WordMicrosoft PowerPointNegotiation SkillsCommunication SkillsProject Management