Pacific Life · 9 hours ago
Real Estate Associate
Pacific Life is seeking talented Real Estate Associates to join their Real Estate Commercial Mortgage team in Bethesda, MD. In this role, you will provide analytical, underwriting, due diligence, and closing support for new loan production efforts in the Eastern Regional Office.
Responsibilities
Perform in a supporting role to solicit, underwrite and structure commercial and multifamily mortgage loans that meet Pacific Life’s investment objectives
Research and evaluate sponsorship, location, market, and property-specific data to understand the key risks of each loan and vet underwriting assumptions
Conduct rent roll, income, and expense analysis
Create/modify complex cash flow models in Argus and Excel for commercial and multifamily properties
Participate in the preparation of internal memos, due diligence, and site inspections
Present verbal and written recommendations to Pacific Life’s Real Estate Investment Committee
Review and analyze transaction documents and third-party reports as part of the due diligence and closing process
Interface with institutional-quality borrowers, brokers, and third-party service providers
Work cohesively within Pacific Life’s Commercial Mortgage team and effectively interface with other offices, in-house mortgage loan origination teams, closing, construction services, asset management, capital markets, and loan servicing teams
Some travel required to evaluate investment opportunities and market Pacific Life loan programs
Qualification
Required
Bachelor's degree in Real Estate, Business, Finance, Math, Economics or related field from a four-year college or university
2-5 years related experience in evaluating and underwriting investment merits and risk associated with commercial real estate, preferably in a debt underwriting capacity
Excellent financial modeling skills including high proficiency in Excel and Argus
Knowledge of real estate cash flow and valuation analysis for multi-family, industrial, retail, office and hospitality sectors
Knowledge of commercial mortgage nomenclature and a fundamental understanding of the variables that drive the sizing and structuring of a commercial mortgage loan
Strong in software applications Microsoft Word, Excel, PowerPoint and Argus with ability to quickly learn new program applications
Excellent analytical, research, critical thinking and creative problem-solving abilities
Strong written and verbal communication and presentation skills, able to interface with top level executives
Excellent organizational and time management skills with the ability to multi-task while prioritizing workflow and deadlines
Desire to take initiative and be a team player
Preferred
A Master's Degree in Real Estate or MBA with a real estate concentration – strongly preferred
Previous property type experience with multi-family, industrial, retail, office and hospitality
Prior commercial real estate debt underwriting experience (beyond internships) and knowledge of capital markets
Benefits
Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation
Company
Pacific Life
Pacific Life Insurance is an insurance company that provides life insurance products, annuities, and mutual funds.
H1B Sponsorship
Pacific Life has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (13)
2024 (9)
2023 (16)
2022 (19)
2021 (14)
2020 (17)
Funding
Current Stage
Late StageTotal Funding
$1.44B2025-09-03Debt Financing· $750M
2025-06-18Debt Financing· $688.57M
Leadership Team
Recent News
Private Capital Journal
2025-12-05
2025-11-22
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