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Regions Bank · 3 weeks ago

Mortgage Loan Officer - Consumer Direct (Remote)

United States

Full-time

Remote

New Grad, Entry Level

$31K/yr - $70K/yr

Regions Bank is dedicated to providing a career-oriented environment for its associates. The Mortgage Loan Officer will manage the origination of residential mortgage loans by guiding customers through the application process and maintaining communication throughout. This role includes evaluating loan requests, structuring loans per regulations, and actively engaging in outreach to potential clients.

BankingInsurance

Responsibilities

Completes mortgage applications for submission to the loan processing and underwriting departments

Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history

Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation

Structures loan to comply with acceptable lending practices and Federal regulations

Proactive outreach through outbound calling and email to marketing prospects in addition to the ability to quickly respond to customer inquiries whether online or by phone

Answers customer calls and business partner referrals to discuss various loan products and qualification information

Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business

Cross-sells other bank products and services

Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations

May participate in networking through professional, business and community organizations and activities to promote and market loan products

Qualification

Mortgage products knowledgeConsultative sales abilityCustomer service skillsMicrosoft Office proficiencyMulti-tasking abilityOrganizational skillsCommunication skills

Required

High School Diploma or GED

Ability to learn and consult on various mortgage products

Ability to learn mortgage systems and technology

Demonstrate Consultative Sales ability

Good organizational skills

Must be able to build and maintain internal and external relationships to deliver high levels of service

Must be able to multi-task competing priorities and meet tight deadlines

Proficient in Microsoft Office products

Strong desire to consistently provide world class Customer Service

Strong written and verbal communication skills

Registration with the Nationwide Mortgage Licensing System and Registry (NMLS)

Preferred

Bachelor's degree

Previous Sales Experience

Previous Customer Service Experience

Desire for a Mortgage Banking Career

Mortgage Loan Officers with a minimum of 1M per month average proven production volume

Current mortgage origination experience

Benefits

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Company

Regions Bank

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Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services.

Founded in 1971