Abound Credit Union · 5 months ago
Mortgage Loan Originator (External) - uncapped commission structure
Bowling Green, KY
Full-time
Onsite
Mid Level
$21.84/hr - $27.30/hrAbound Credit Union is a well-recognized industry leader in the mortgage sector, located in central Kentucky. They are seeking a seasoned Mortgage Loan Originator to leverage their network and expertise to drive mortgage loan applications and provide exceptional service throughout the loan process.
CommunitiesFinancial ServicesNon Profit
Responsibilities
Generate prospective mortgage loan applicants
Provide expertise and guidance to members and potential members on mortgage loan products and opportunities. Provides product expertise and support as needed to branch team partners
Learn and maintain knowledge of available mortgage loan products
Collect appropriate documentation from borrowers to successfully complete the mortgage loan approval process
Manage pipeline for mortgage loan origination through approval and closing
Maintain high level of customer service and provide updates to the customer during the mortgage loan process
Effectively work a referral network to grow a portfolio of customers
Qualification
Required
Applicants for this position must successfully complete and pass the eligibility requirements for registration under the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E Act), which requires Federal Registration under the Nationwide Mortgage Licensing System and Registry. Applicants at the minimum must furnish the Registry with information concerning the applicant's identity including: (1) Fingerprints for submission to the FBI and any other relevant governmental state agency for a State and national criminal history and background check; and (2) personal history and experience including authorization for the Registry to obtain information related to any administrative, civil or criminal findings by governmental jurisdiction. Failure to successfully pass the Registry background screening requirements could result in loss of position and/or employment
Bachelor's Degree in Business, related field or equivalent work experience
Extensive and detailed knowledge of real estate mortgage lending laws, regulations, policies and procedures applicable to both primary and secondary markets
Ability to analyze applicant's credit risk (the 4 C's of underwriting, capacity, capital, collateral and credit) and perform income analysis for self-employed borrowers
Strong working knowledge of all loan origination, and maintenance software. Ability to understand and use secondary market automated underwriting system in conjunction with credit union software
Friendly, outgoing manner, ability to deal with members with tact and courtesy and maintain professional demeanor in all situations
Ability to operate a personal computer with a high level of proficiency in such software applications as word processing, spreadsheets, internet and email. Ability to operate a fax, calculator and copier
Self-motivation, enthusiasm, and initiative with a willingness to support others within the Credit Union
Ability to write and speak effectively
Ability to effectively communicate credit union products and services in order to cross-sell and train staff
Benefits
Great Salary
PENSION
Health, dental, vision and other insurance coverage
Paid Personal Time Off
Paid holidays
Life Insurance
Short and Long-Term Disability
401(k) with matching funds
Tuition Reimbursement
HSA, FSA, and Dependent Care Spending Accounts
Company
Abound Credit Union
Abound Credit Union is a not-for-profit financial cooperative that has been serving communities in Kentucky since 1950.
Founded in 1950
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
R
Ray Springsteen
President / CEO
Recent News
Bank Innovation
2025-08-07
2025-07-15
GlobalFinTechSeries
2025-07-14
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