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Columbia Bank · 3 weeks ago

CRE Credit Analyst

Walnut Creek, CA

Full-time

Onsite

New Grad, Entry Level

$29.80/hr - $43/hr

Columbia Bank is seeking a CRE Credit Analyst to support the Underwriters and Relationship Managers in managing the Commercial Real Estate Division’s loan portfolio. The role involves reviewing and analyzing credit data for commercial real estate loans, handling financial reporting, and contributing to underwriting new loan originations.

BankingFinanceFinancial Services

Responsibilities

Support team of CRE Underwriters. Collaborate with CRE Underwriters and production staff to manage financial reporting ticklers and covenant compliance per operating procedure guidelines

Complete risk ratings for term loan reviews and credit actions in support of Underwriters

Ensure accuracy of items in credit file. Responsible for timely financial reporting and elevate delinquencies to UW and RM

Review and analyze various third-party documents and reports, including property financial statements, rent rolls, appraisals, environmental reports, personal credit reports, title reports, and borrowing entity structures

Complete site inspections as requested and prepare site inspection reports addressing property condition, occupancy levels, surrounding uses, and general quality of collateral

Independently prepare Term Loan Reviews for assigned relationships in conformance with operating procedure guidelines

Remain up to date on Bank and CRED underwriting procedures and identify exceptions to policy or guidelines

Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes

Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training

Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation P, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description

May be asked to coach, mentor, or train others and teach coursework as subject matter expert

Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words

Takes personal initiative and is a positive example for others to emulate

Embraces our vision and strategic direction

May perform other duties as assigned

Qualification

Financial analysisCRE underwritingCredit data evaluationSpreadsheet softwareTime managementInterpersonal skillsWritten communicationVerbal communication