Nuvision Federal Credit Union · 1 month ago
Product Management - Card Product Manager - Full Time - Remote (AK,AZ,So.CA,FL,NV,TX,WA,WY)
Nuvision Federal Credit Union is seeking a Card Product Manager to execute product management, market research, and lifecycle marketing for their credit and debit card products. The role involves innovation, development of new products, and collaboration with various teams to drive product success and profitability.
Banking
Responsibilities
Assess the effectiveness of the credit card/debit product in delivering against diverse cardholder needs, relative to the competitive landscape
Manage existing product lines and develop strategy and prioritization for growth
Keep strong pulse on changing cardholder preferences and industry trends to identify opportunities to develop new products or enhance positioning, pricing, promotion, and benefits of existing products
Drive flawless execution of new credit and debit card product launches
Define product requirements and rollout plan, based on cardholder insights, knowledge of competitive and industry trends, and financial goals
Serve as the Project Sponsor/Owner and work with project management professionals to create and manage project plans, addressing necessary IT, marketing, channel, and compliance components
Develop and collaborate on new credit and debit card product, channel, and business partner proposals—from initial ideation through performance evaluation--for the effects on growth, effectiveness and business profitability
Leads the strategic planning unit on vision and value proposition within the Commerce Super-Community framework
Maintaining and evolving the value proposition to remain relevant to cardholders
Partner closely with other line of business resources: Marketing, Systems, Finance, Risk, Compliance, Legal and IT teams where appropriate to execute new programs
Direct responsibility for the entire portfolio of credit card balances including pricing strategy and profitability, always maintaining credit risk within the parameters of our risk appetite, and objectives as stated in our annual business plan as well as Strategic Plan
Proactively address both short term and projected long term purchase volume and revenue variances within the line of business
Identify and validate possible reasons for variances through engaging the Data Science team, develop appropriate reporting and data analysis, conduct research with cardholders, etc
Develop actionable initiatives to successfully address variances
Monitor key performance indicators and regularly report portfolio performance to senior management
Bring forth new ideas and initiatives to address key opportunities/risks
Develop compelling business plans to obtain management support and funding
Assists with maintaining Credit Union’s compliance with all applicable federal and state regulations
Supports and participates in continuous improvement activities
Represents the Credit Union in a positive and professional manner
Maintains member, team members and other sensitive information with confidentiality
Treats co-workers and members with respect
Supports member relations and events that promotes member centric experiences
Other related duties as assigned
Qualification
Required
4-6 years of credit card/debit product management and cardholder lifecycle management; building promotional programs; leading cross-functional teams to pilot/test, measure and implement new products and functionalities
4-6 years of experience with direct to consumer marketing in the banking industry or combination of consumer packaged goods plus other industries
Understanding of integrated marketing campaigns involving direct mail, email, and online marketing with statistical measurement of results by a data scientist team
Experience creating and managing innovative, leading-edge programs with proven results
Bachelor's degree in related field or a combination of education and experience which provides a level of skill and knowledge necessary to satisfactorily
Benefits
Medical
Dental
Vision
Life Insurance
Flexible Spending Account
401(k) Matching
Paid Time Off
Training Provided
Tuition Reimbursement
Company
Nuvision Federal Credit Union
Our Nuvision team is honored to serve our 150,000 plus members and provide exceptional service, best-in-class products, and great member experiences.