Popular Bank · 1 month ago
Credit Analyst US
Miami Lakes, FL
Full-time
Hybrid
Entry, Mid Level
2+ years expPopular Bank is a leading financial institution in Puerto Rico, evolving over a century to provide diverse financial solutions. The Credit Analyst US position involves supporting loan origination and credit analysis for condominium and homeowner association loans.
BankingFinancial ServicesLending
No H1B
Responsibilities
Prepare written credit memorandums on all new loans, renewals, extension and modification relative to financial strengths and weaknesses of borrowers, risk assessments, industry analysis, collateral and loan structures with opinions as to credit worthiness
Gather information on actual and prospective borrowers through inquiries and investigations with Associations, financial institutions, professional firms or individuals and in-house information on borrowers relative to loan amount, activity, profitability and affiliate relationships
Assist in portfolio management activities such as completing Annual Financial Updates and Loan Management Reports on existing borrowers
Spread financial statements using computerized financial software program and analyze reports produced by the system for preparation of written reviews
Accompany account officers on calls to develop more information on the companies being analyzed and better assess the risks associated with the credit
Monitor the loan compliance on existing customer accounts
Regularly track the stages of active and pending loans
Analyze loans highlighting any problems or questions and writing the final credit analysis
Qualification
Required
Bachelor's Degree in Accounting or Finance
Minimum 2 years related Financial Analysis Background work experience
Knowledge of banking products, services, policies, procedures, and regulations to ensure compliance related to area of responsibility (AML/BSA/etc)
Fluent in Microsoft Office programs, Excel analysis required
Knowledge of one or more of the following: Commercial and consumer credit regulations, policies, and procedures; Loan analysis, restructuring, and documentation; Collection Techniques and Structure financing analysis
Thorough knowledge of accounting and legal principles underlying the bank's documents
The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary
Applicants must be authorized to work for any employer in the United States
This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time
Preferred
Condominium and Homeowner Assoc., Industry experience
Company
Popular Bank
Popular Bank provides mortgage, cash management, credit cards, loans, investments, financial, and banking services.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Yanetsy Iturralde Compain, MSHRM
Our People Strategic Partner, VP - South Florida Region
Meenakshi Thanikachalam
Executive Head of Data & Analytics (Chief Data & Analytics Officer)
Recent News
HousingWire.com
2025-10-28
Morningstar.com
2025-10-23
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