Flagstar Bank · 2 weeks ago
Credit Products Specialist I - Subscription Finance
United States
Full-time
Remote
Entry Level
$96K/yr - $119K/yr
2+ years expFlagstar Bank is seeking a Credit Products Specialist I - Subscription Finance to support the underwriting, structuring, and management of commercial credit relationships. This role involves critical financial analysis, risk assessment, and collaboration with Relationship Managers to ensure sound credit decision-making and support responsible lending practices.
BankingFinanceFinancial Services
Responsibilities
Loan Structuring & Underwriting: Assist RMs in analyzing financial statements, assessing borrower creditworthiness, (including partner due diligence and analysis) and preparing credit approval packages
Portfolio Management: Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions
Client & Internal Partner Collaboration: Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs
Credit Knowledge Development: Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations
Qualification
Required
Education level required: High School Diploma or equivalent
Undergraduate Degree (4 years or equivalent) in Finance, Business Accounting, Economics, preferred
Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field
Strong financial analysis and risk assessment abilities
Basic understanding of loan structuring and credit agreements
Proficiency in financial modeling and credit decision tools
Effective communication and teamwork skills
Financial Acumen: Strong foundational understanding of financial statements, key ratios, and credit analysis principles
Analytical Thinking: Ability to assess financial data, identify trends, and evaluate borrower creditworthiness
Detail Orientation: Ensures accuracy in financial analysis, credit packages, and risk assessments
Collaboration & Communication: Works effectively with RMs, credit officers, and other stakeholders; strong written and verbal communication skills
Time Management: Ability to manage multiple work related requests, meet deadlines, and prioritize tasks effectively
Technology Proficiency: Intermediate Excel skills (financial modeling, pivot tables, VLOOKUP), familiarity with credit analysis software
Curiosity & Learning Agility: Willingness to develop credit expertise, stay informed on industry trends, and apply new knowledge to underwriting and portfolio management
Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results
Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience
Benefits
Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program
Company
Flagstar Bank
Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.
5001-10000 employees
H1B Sponsorship
Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (42)
2023 (41)
Funding
Current Stage
Public CompanyTotal Funding
unknown2021-04-26Acquired
2001-07-12IPO
Leadership Team
Gregg Christenson
Executive Vice President and CFO for Community Banking
R
Randal Turner
Chief Financial Officer, Loan Servicing and Shared Services
Recent News
2025-11-12
2025-11-07
Company data provided by crunchbase