Bank of America · 4 hours ago
Sr. Credit Underwriter-Asset Based Lending-Large Corporate/Sponsors
New York, NY
Full-time
Onsite
Senior Level
7+ years expBank of America is committed to helping make financial lives better through the power of every connection. The Sr. Credit Underwriter will perform risk assessments and repayment capacity analyses, document credit analysis, and monitor portfolio performance for moderately complex/complex transactions.
Asset ManagementBankingFinanceFinancial ServicesFinTech
Responsibilities
Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process
Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
Analyzing new prospects for credit quality and ABL potential, including financials and projections
Evaluate collateral from a broad spectrum of industries for suitability for asset-based facilities
Assist in negotiation of term sheets and credit agreements with prospective clients
Prepare internal documentation to evaluate new opportunities to include pre-screens and final approval documentation
Work closely with risk management on approvals; present borrower and structure to risk committee in order to secure deal approval
Work with outside counsel and other third parties, including appraisers and field examiners, to document and close transactions
Qualification
Required
7+ years' experience credit, underwriting, and structuring of corporate lending transactions
Deep knowledge of and ability to work with Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.)
Able to establish and maintain collaborative partnerships with both internal and external clients
Demonstrates strong team-minded behavior; can work constructively to create win-win solutions that build trust
Demonstrates deep and broad business acumen - a strong businessperson with credit and technical skills
Easily navigates multiple client and support organizations; able to engage and gather resources through various business partners in order to achieve successful outcomes
Preferred
10+ years asset-based experience
Familiarity with asset-based lending across broad industries, including specific sector risks and nuances
BA/BS Degree with concentration in Finance, Accounting or related
Company
Bank of America
Bank of America is a financial institution that offers credit cards, home loans, and auto loan services.
10001+ employees
H1B Sponsorship
Bank of America has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (780)
2024 (546)
2023 (590)
2022 (759)
2021 (715)
2020 (931)
Funding
Current Stage
Public CompanyTotal Funding
$3.59BKey Investors
Berkshire Hathaway
2025-02-20Post Ipo Debt· $386.79M
2024-11-26Post Ipo Debt· $2B
2020-07-28Post Ipo Equity· $400M
Leadership Team
Charissa Messer
Senior Vice President, Creative Agency Executive (Enterprise Creative Solutions)
Rami Salem
SVP Strategic Competitive Intelligence
Recent News
2025-12-30
bloomberglaw.com
2025-12-30
2025-12-29
Company data provided by crunchbase