Hudson Advisors L.P. ยท 4 weeks ago
Non-QM Mortgage Scenario Desk Underwriter
Dallas, TX
Full-time
Hybrid
Mid Level
$80K/yr - $110K/yr
4+ years expHudson Advisors is seeking a Non-QM Mortgage Scenario Desk Underwriter to join its Non-QM mortgage platform and U.S. Residential Credit team. The role focuses on engaging with mortgage sellers on complex Non-QM exceptions scenarios and loan level pricing situations, requiring a solid background in manual Non-QM underwriting.
Venture Capital & Private Equity
Responsibilities
Become an expert in the Lone Star Residential mortgage credit box and rate sheet pricing construct
Engage and discuss exceptions across senior underwriters at Non-QM mortgage companies, external Third-Party-Review (TPR) diligence firms, and senior leadership at Hudson
Review mortgage underwriting exceptions at initial lock stage, with a focus on ensuring that any approved loan meets applicable law (ATR) and rated securitization requirements (i.e. TPR Grading)
Issue approval decisions across mortgage credit underwriting exceptions, pricing exceptions, unique collateral types, and other loan scenarios
Ability to manually underwrite Non-QM loan products, including Bank Statement qualifying income analysis, DSCR, and Asset Depletion programs
Display great judgement to holistically review unique Non-QM exceptions on all of the merits of a loan scenario to make a mortgage credit decision
Qualification
Required
4+ years of Non-QM / Non-Agency mortgage underwriting experience
In-depth experience with Non-QM mortgage underwriting, product guidelines, and production process
Experience with manual underwriting and Bank Statement Income analysis, a must
Ability to work autonomously and as a member of a team
Ability to handle multiple projects at the same time
Ability to work in a dynamic, deadline-driven environment with low to moderate supervision
Proficient in Microsoft Word, Excel, and Outlook
High School Diploma or equivalent, required
4+ years of Non-Agency / Non-QM manual mortgage underwriting
Preferred
Bachelor's Degree preferred
Experience with TPR Diligence Review, Non-QM post-closing conditions, a plus
Experience with Non-QM exceptions, or underwriting escalations, a plus
Experience with mortgage compliance and disclosure requirements, a plus
Proficiency in Word, Excel, Outlook and PowerPoint preferred
Benefits
Employer-provided insurance
Paid or unpaid time off work
The availability of or contributions towards retirement or savings funds, such as 401(k) plans
Severance pay
Overtime pay
Company
Hudson Advisors L.P.
Hudson in Numbers: 763 Employees Globally | $273B Cumulative Assets Managed | 10 Office Locations Worldwide. Hudson Advisors L.P.
501-1000 employees
H1B Sponsorship
Hudson Advisors L.P. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
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Trends of Total Sponsorships
2025 (1)
2024 (1)
2023 (9)
2022 (3)
2021 (4)
2020 (7)
Funding
Current Stage
Late StageLeadership Team
Derrick Robicheaux
Chief Administrative Officer (CAO)
Kara Blakemore
HR Business Partner
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