Amazon · 1 month ago
Credit Risk Analyst, Credit Strategy & Operations - Pay by Invoice
Seattle, Washington, USA
Full-time
Onsite
Mid, Senior Level
$67K/yr - $143K/yr
4+ years expAmazon is a global leader in e-commerce and cloud computing, and they are seeking a Credit Risk Analyst to join their B2B Payments & Lending team. The role involves underwriting credit applications, evaluating portfolio risks, and improving processes to enhance risk mitigation across various markets.
Artificial Intelligence (AI)DeliveryE-CommerceFoundational AIRetail
Responsibilities
Underwrite medium-to-large credit applications
Evaluate portfolio risks across WW portfolios, monitoring and creating risk metrics
Improve processes to increase efficiency and improve risk mitigation across WW markets
Contribute to and build underwriting/credit strategies across the portfolio and individual customer sub-segments
Assist in defining policies and product features to support automated and manual credit decisioning and monitoring
Establish, constantly improve, and be a thought leader for a credit adjudication and performance monitoring platform
Develop processes, mechanisms and Standard Operating Procedures (SOPs) to grow efficiently and in a scalable way
Review complex credit decisions that require manual reviews or exceptions
Participate in program operations, partner with product managers and contribute to team-wide improvement goals
Manage relationships with key stakeholders and partner with cross-organizational teams on high priority initiatives
Qualification
Required
4+ years of compliance program management, legal, governance, audit, risk/loss prevention, or equivalent experience
Bachelor's degree or equivalent
Experience demonstrating problem solving and root cause analysis
Speak, write, and read fluently in Spanish
Experience in commercial credit risk management
Working knowledge of SQL and Python, and experience in processing complex datasets from multiple sources
Clear examples of demonstrated judgment and strategic insight
Analytical and problem-solving skills, including the ability to recognize non-obvious patterns
Knowledge of Microsoft Office products and applications at an advanced level
Strong communication skills, both written and verbal
Experience managing complex projects with multiple stakeholders
Preferred
3+ years of program requirements definition and data and metrics leveraging to drive improvements experience
Professional auditing qualification, or similar risk or compliance credentials
MBA, CFA or Master's Degree in relevant fields
Experience in managing credit risk program for an unsecured lending portfolio
Benefits
Medical, Dental, and Vision Coverage
Maternity and Parental Leave Options
Paid Time Off (PTO)
401(k) Plan
Company
Amazon
Amazon is a tech firm with a focus on e-commerce, cloud computing, digital streaming, and artificial intelligence.
10001+ employees
H1B Sponsorship
Amazon has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (22803)
2024 (21175)
2023 (19057)
2022 (24088)
2021 (12233)
2020 (14881)
Funding
Current Stage
Public CompanyTotal Funding
$8.11BKey Investors
AmazonKleiner Perkins
2023-01-03Post Ipo Debt· $8B
2001-07-24Post Ipo Equity· $100M
1997-05-15IPO
Leadership Team
Douglas J. Herrington
CEO, Worldwide Amazon Stores
Werner Vogels
VP & CTO
Recent News
The Motley Fool
2026-01-09
2026-01-09
2026-01-09
Company data provided by crunchbase