Mobilitas Insurance · 2 days ago
Commercial Product Manager - Remote
United States
Full-time
Remote
Senior Level
$137K/yr - $152K/yr
5+ years expMobilitas Insurance is a commercial insurance company focused on reinventing insurance in the mobility space. They are seeking a Commercial Product Manager to evaluate business accounts, determine pricing, analyze financials, and collaborate with various teams to develop innovative insurance products.
InsuranceMarketingProduct Design
No H1B
Responsibilities
Evaluate established and start-up business accounts in rideshare, carshare, subscription auto, autonomous vehicle operations, and other emerging mobility and sharing economy markets
Determine account pricing based on risk attributes to attract and retain desirable business while meeting profitability targets
Analyze business financials, operations, inventory management, risk controls, employee training, and other key underwriting information
Collaborate with Forms, Legal, Finance and Claims teams to identify risk exposures and recommend appropriate insurance solutions
Contribute to the design and development of innovative insurance products
Assess underwriting profitability through analysis of loss runs, frequency and severity trends, and driver risk profiles
Monitor trends in the sharing economy and competitive landscape to develop solutions for emerging exposures
Build and maintain strong broker and client relationships, pursuing creative, client-focused strategies to drive new business opportunities
Engage regularly with executives, including negotiating with customers, influencing leaders, and representing the organization in strategic discussions
Qualification
Required
Bachelor's degree or equivalent combination of education and experience
5-8 years of commercial auto insurance experience
3-5 years of commercial product management or underwriting experience
Proven expertise in underwriting and product management for medium to large business accounts
Strong knowledge of commercial lines products, contract terms, and regulations related to the sharing economy, mobility or other related sector
Experience designing usage-based insurance products
Comprehensive understanding of the insurance product lifecycle, competitive landscape, pricing strategies, profitability drivers, regulatory requirements, and surplus lines regulations
Excellent interpersonal and influencing skills
Ability to thrive in a fast-paced environment with strong problem-solving and multitasking capabilities
Self-starter with a proactive approach to identifying and addressing opportunities and challenges
Preferred
Prior experience with additional commercial insurance lines such as general liability, reinsurance, excess liability, cargo, and property
Expertise with alternative risk structures and risk financing including collateral and credit risk analysis, captive programs, fronting, etc
End-to-end large account underwriting and account servicing experience
CPCU certification or actuarial designation
Actively shapes our company culture (e.g., supporting employee resource groups, mentoring employees, volunteering, joining cross-functional projects)
Champions our cultural norms (e.g., willing to have cameras when it matters helping onboard new team members, building relationships, etc.)
Demonstrates a company ownership mindset, thinking beyond boundaries of their own area
Travels as needed for role, including divisional / team meetings and other in-person meetings
Fulfills business needs, which may include investing extra time, helping other teams, etc
Benefits
Performance bonus
401(k) with a company match
Company
Mobilitas Insurance
Insurance that’s simple, customizable, collaborative and creative. We built Mobilitas from the ground up to meet the unique demands of modern mobility.
201-500 employees
Funding
Current Stage
Growth StageRecent News
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