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Texas Capital · 4 weeks ago

Portfolio Manager - Homebuilder & Community Finance

Dallas, TX

Full-time

Onsite

Senior Level

5+ years exp

Texas Capital is a bank focused on helping businesses and their leaders succeed. The Portfolio Manager II role involves overseeing the underwriting process for the Homebuilder and Community Finance line of business, maximizing portfolio performance, and ensuring best-in-class customer service.

BankingFinanceFinancial Services

Responsibilities

Oversight of credit related responsibilities for the Analysts and Associates, including financial statement spreading and validation of various underwriting models

Responsible for risk rating assessment and periodic relationship reviews

Partner with Relationship Manager in credit agreement review and negotiation

Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments)

Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks

Ownership of policy exception identification

Direct and manage portfolio reviews

Validate covenant compliance and covenant management

Ownership of post-approval modifications to ensure accurate reporting of credit exposure

Client management, including assisting of day-to-day needs, contact meetings, and site visits. Direct client contact is expected

Client management in SalesForce

Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices

Ownership of portfolio reporting and analytics: grade-migration, past-dues, exceptions, coming-due maturities, etc

Identify cross-sell opportunities

Partner with Special Assets Group for credit requests (as needed)

Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects

Qualification

Commercial Banking experienceCredit trainingFinancial analysisMicrosoft OfficeClient managementInterpersonal skillsLeadership skillsTeam collaboration