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Citizens · 1 month ago

Credit Risk Professional- Home Equity

United States

Full-time

Remote

Mid Level

3+ years exp

Citizens is a financial services company committed to fostering an inclusive culture. They are seeking a Credit Risk Professional who will generate statistical analysis to inform credit strategy and collaborate with diverse teams to implement policy recommendations in the Home Equity Credit Risk Team.

BankingCredit CardsFinancial ServicesFinTechRetail

H1B Sponsor Likely

Responsibilities

Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems

Work with proprietary Citizens data in conjunction with bureau data, property data and alternative data sources to shape credit risk strategy

Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape

Design statistical and mathematical models for reporting and predictive analytics

Develop, automate and deliver regular reports and communications to senior management

Communicate recommendations and insights to key stakeholders to influence decision making

Collaborate with diverse teams to see strategy proposals implemented successfully

Qualification

Credit Risk experienceStatistical programmingSQLPythonRTableauQuantitative SkillsProblem-solvingTime Management

Required

3+ years of Credit Risk experience - preferably real estate lending (mortgage and/or home equity)

2+ years of relevant experience in a quantitative role utilizing statistical programming languages

2+ years Quantitative Skills – ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends

Expertise with one or more of the following technologies required: SQL, Python, R, Tableau

Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership

Exceptional problem-solving acumen with ability to think strategically

Time Management – ability to prioritize competing assignments and thrive in a fast-paced results orientated environment

Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.)

Preferred

Masters/PhD in a quantitative discipline

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828

Providence, Rhode Island, USA

10001+ employees

https://www.citizensbank.com/

H1B Sponsorship

Citizens has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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Trends of Total Sponsorships

2020 (1)